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Single Family ResidenceResidential
$934,610$354 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

81 SERENITY DR

RUBY, NY 12475
3
Beds
3
Baths
2,640 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.7 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$935K
$879K low$990K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$734,610
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$587,688
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
MANUFACTURERS & TRADERS TRUST CO · E · recorded Jul 20, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,494 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$731,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$93,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$638,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$641,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$731,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyUlster
Lot (acres)The size of the land the home sits on, from county records.3.70
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 468 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 12475These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.13
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.230
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.290 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,924
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,971
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

81 Serenity Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Ruby 12475
  • Costs more per square foot than 94% of homes in Ruby 12475
  • Bigger than 93% of homes in Ruby 12475
  • Has a bigger lot than 85% of homes in Ruby 12475
  • Newer than 98% of homes in Ruby 12475

What homes are worth in Ruby 12475

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$839K

This home is worth more than almost all homes in Ruby 12475.

How it measures up in Ruby 12475

The dot is this home. The mark in the middle is the typical home in Ruby 12475.

Estimated value$934,610
CheaperTypical $358,599Pricier

Pricier than almost all homes nearby

Price per ft²$354
CheaperTypical $234Pricier

Pricier than 94% of homes nearby

Living area2,640 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 93% of homes nearby

Lot size3.7 ac
SmallerTypical 1.2 acBigger

Bigger than 85% of homes nearby

Year built2015
OlderTypical 1960Newer

Newer than 98% of homes nearby

How 81 Serenity Dr ranks against every home in each area.
MeasureThis homeRuby 12475Ulster County
Estimated valuepricier than$934,610almost all homes94% of homes
Price per ft²pricier than$35494% of homes79% of homes
Living areabigger than2,640 ft²93% of homes89% of homes
Lot sizebigger than3.7 ac85% of homes81% of homes
Year builtnewer than201598% of homes97% of homes

About 81 Serenity Dr

How much is 81 Serenity Dr, Ruby, NY worth?

The TopHap Estimate for 81 Serenity Dr, Ruby, NY is $934,610 as of Jul 14, 2026. The likely range is $879,158 to $990,062. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 81 Serenity Dr, Ruby, NY?

81 Serenity Dr, Ruby, NY has 3 bedrooms, 3 bathrooms, 2,640 square feet of living space and a 3.70-acre lot.

When was 81 Serenity Dr, Ruby, NY built?

81 Serenity Dr, Ruby, NY was built in 2015, making it 11 years old. It is a colonial home. The building has 2 stories.

How does 81 Serenity Dr, Ruby, NY compare to other homes in Ruby 12475?

Among the 130 homes in Ruby 12475, it is worth more than almost all of them ($934,610 against a typical $358,599), its price per square foot is higher than 94% of them ($354 against a typical $234), it is bigger than 93% of them (2,640 ft² against a typical 1,600 ft²), its lot is bigger than 85% of them (3.7 ac against a typical 1.2 ac) and it is newer than 98% of them (2015 against a typical 1960). Measured against all of Ulster County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 81 Serenity Dr, Ruby, NY?

The 2024 property tax bill for 81 Serenity Dr, Ruby, NY was $15,494. The county assessed it at $731,500.

Closest homes

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