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Seasonal, Cabin, Vacation ResidenceResidential
Last sold for $250,000 on Jan 23, 2020

849 SHELTER ROCK CIR

SUGAR MOUNTAIN, NC 28604
3
Beds
2
Baths
1,890 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,000 · Jan 23, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,742 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$256,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$223,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$270,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
CountyAvery
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 90 ft²Patio · 180 ft²Porch · 210 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Banner Elk Elementary SchoolA-
Elementary · Grades PK–5 · 2.1 mi
M
Avery Middle SchoolD-
Middle · Grades 6–8 · 4.5 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 4.7 mi

District: Avery County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

849 Shelter Rock Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Older than 72% of homes in Banner Elk 28604

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Living area1,890 ft²
SmallerTypical 1,666 ft²Bigger

Bigger than 59% of homes nearby

Year built1980
OlderTypical 1989Newer

Newer than 28% of homes nearby

How 849 Shelter Rock Cir ranks against every home in each area.
MeasureThis homeBanner Elk 28604Avery County
Living areabigger than1,890 ft²59% of homes63% of homes
Year builtnewer than198028% of homes34% of homes

About 849 Shelter Rock Cir

When did 849 Shelter Rock Cir, Sugar Mountain, NC last sell?

849 Shelter Rock Cir, Sugar Mountain, NC last sold on Jan 23, 2020 for $250,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 849 Shelter Rock Cir, Sugar Mountain, NC?

849 Shelter Rock Cir, Sugar Mountain, NC has 3 bedrooms, 2 bathrooms and 1,890 square feet of living space.

When was 849 Shelter Rock Cir, Sugar Mountain, NC built?

849 Shelter Rock Cir, Sugar Mountain, NC was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 849 Shelter Rock Cir, Sugar Mountain, NC?

849 Shelter Rock Cir, Sugar Mountain, NC is assigned to Banner Elk Elementary School (elementary), rated A-; Avery Middle School (middle), rated D-; Avery County High School (high), rated D+. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 849 Shelter Rock Cir, Sugar Mountain, NC compare to other homes in Banner Elk 28604?

Among the 11,834 homes in Banner Elk 28604, it is bigger than 59% of them (1,890 ft² against a typical 1,666 ft²) and it is newer than 28% of them (1980 against a typical 1989). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 849 Shelter Rock Cir, Sugar Mountain, NC?

The 2025 property tax bill for 849 Shelter Rock Cir, Sugar Mountain, NC was $1,742. The county assessed it at $256,200.

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