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Single Family ResidenceResidential
$396,338$272 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $81,000 on Aug 4, 1997

862 ROWE ST

LANOKA HARBOR, NJ 08734
3
Beds
2
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
17.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$396K
$371K low$422K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$81,000 · Aug 4, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$343,738
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$274,990
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.14%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$52,600
OCEAN FEDERAL SAVINGS & LOAN · recorded Jul 29, 1997

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,082 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$185,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$108,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$185,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$185,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.94%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOCEAN
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lanoka Harbor Elementary SchoolC-
Elementary · Grades KG–4 · 1.1 mi
H
Lacey Township High SchoolC-
High · Grades 9–12 · 1.6 mi
M
Lacey Township Middle SchoolC+
Middle · Grades 7–8 · 1.9 mi

District: Lacey Township School District

Neighborhood · ZIP 08734These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.50
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.0.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,984
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,053 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,059
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

862 Rowe St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Lanoka Harbor 08734
  • Costs less per square foot than 72% of homes in Ocean County
  • Smaller than 69% of homes in Lanoka Harbor 08734
  • Among the largest lots in Lanoka Harbor 08734
  • Older than 68% of homes in Lanoka Harbor 08734

What homes are worth in Lanoka Harbor 08734

Each bar is how many homes fall in that price range. The marker is this home.

This home
$331K$1.2M

This home is worth more than 11% of homes in Lanoka Harbor 08734.

How it measures up in Lanoka Harbor 08734

The dot is this home. The mark in the middle is the typical home in Lanoka Harbor 08734.

Estimated value$396,338
CheaperTypical $548,794Pricier

Pricier than 11% of homes nearby

Price per ft²$272
CheaperTypical $305Pricier

Pricier than 34% of homes nearby

Living area1,456 ft²
SmallerTypical 1,836 ft²Bigger

Bigger than 31% of homes nearby

Lot size17.3 ac
SmallerTypical 0.23 acBigger

Bigger than almost all homes nearby

Year built1972
OlderTypical 1984Newer

Newer than 32% of homes nearby

How 862 Rowe St ranks against every home in each area.
MeasureThis homeLanoka Harbor 08734Ocean County
Estimated valuepricier than$396,33811% of homes24% of homes
Price per ft²pricier than$27234% of homes28% of homes
Living areabigger than1,456 ft²31% of homes41% of homes
Lot sizebigger than17.3 acalmost all homesalmost all homes
Year builtnewer than197232% of homes35% of homes

About 862 Rowe St

How much is 862 Rowe St, Lanoka Harbor, NJ worth?

The TopHap Estimate for 862 Rowe St, Lanoka Harbor, NJ is $396,338 as of Jul 14, 2026. The likely range is $370,690 to $421,986. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 862 Rowe St, Lanoka Harbor, NJ last sell?

862 Rowe St, Lanoka Harbor, NJ last sold on Aug 4, 1997 for $81,000, according to the county's recorded deed.

How big is 862 Rowe St, Lanoka Harbor, NJ?

862 Rowe St, Lanoka Harbor, NJ has 3 bedrooms, 2 bathrooms and 1,456 square feet of living space.

When was 862 Rowe St, Lanoka Harbor, NJ built?

862 Rowe St, Lanoka Harbor, NJ was built in 1972, making it 54 years old. It is a ranch home. The building has 1 story.

What schools serve 862 Rowe St, Lanoka Harbor, NJ?

862 Rowe St, Lanoka Harbor, NJ is assigned to Lanoka Harbor Elementary School (elementary), rated C-; Lacey Township High School (high), rated C-; Lacey Township Middle School (middle), rated C+. All sit in Lacey Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 862 Rowe St, Lanoka Harbor, NJ compare to other homes in Lanoka Harbor 08734?

Among the 2,864 homes in Lanoka Harbor 08734, it is worth more than 11% of them ($396,338 against a typical $548,794), its price per square foot is higher than 34% of them ($272 against a typical $305), it is bigger than 31% of them (1,456 ft² against a typical 1,836 ft²), its lot is bigger than almost all of them (17.3 ac against a typical 0.23 ac) and it is newer than 32% of them (1972 against a typical 1984). Measured against all of Ocean County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 862 Rowe St, Lanoka Harbor, NJ?

The 2025 property tax bill for 862 Rowe St, Lanoka Harbor, NJ was $5,082. The county assessed it at $185,800.

Closest homes

More homes in Lanoka Harbor 08734

Assigned schools

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