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Single Family ResidenceResidential
$771,242$267 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

871 ROWE ST

LANOKA HARBOR, NJ 08734
4
Beds
4
Baths
2,886 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$771K
$515K low$1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$595,242
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$476,194
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$176,000
WORLDWIDE FINANCIAL RESOURCES · R · recorded Jul 16, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,303 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$486,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$180,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$306,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$486,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$486,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.74 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.94%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lanoka Harbor Elementary SchoolC-
Elementary · Grades KG–4 · 1.1 mi
H
Lacey Township High SchoolC-
High · Grades 9–12 · 1.7 mi
M
Lacey Township Middle SchoolC+
Middle · Grades 7–8 · 2.0 mi

District: Lacey Township School District

Neighborhood · ZIP 08734These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.50
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.0.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,984
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,053 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,059
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

871 Rowe St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Lanoka Harbor 08734
  • Costs less per square foot than 74% of homes in Ocean County
  • Bigger than 91% of homes in Ocean County
  • Has a bigger lot than 80% of homes in Ocean County
  • Newer than 78% of homes in Lanoka Harbor 08734

What homes are worth in Lanoka Harbor 08734

Each bar is how many homes fall in that price range. The marker is this home.

This home
$338K$1.2M

This home is worth more than 83% of homes in Lanoka Harbor 08734.

How it measures up in Lanoka Harbor 08734

The dot is this home. The mark in the middle is the typical home in Lanoka Harbor 08734.

Estimated value$771,242
CheaperTypical $550,076Pricier

Pricier than 83% of homes nearby

Price per ft²$267
CheaperTypical $305Pricier

Pricier than 30% of homes nearby

Living area2,886 ft²
SmallerTypical 1,840 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.29 ac
SmallerTypical 0.23 acBigger

Bigger than 60% of homes nearby

Year built1995
OlderTypical 1984Newer

Newer than 78% of homes nearby

How 871 Rowe St ranks against every home in each area.
MeasureThis homeLanoka Harbor 08734Ocean County
Estimated valuepricier than$771,24283% of homes72% of homes
Price per ft²pricier than$26730% of homes26% of homes
Living areabigger than2,886 ft²90% of homes91% of homes
Lot sizebigger than0.29 ac60% of homes80% of homes
Year builtnewer than199578% of homes71% of homes

About 871 Rowe St

How much is 871 Rowe St, Lanoka Harbor, NJ worth?

The TopHap Estimate for 871 Rowe St, Lanoka Harbor, NJ is $771,242 as of Jul 14, 2026. The likely range is $515,428 to $1,027,056. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 871 Rowe St, Lanoka Harbor, NJ last sell?

871 Rowe St, Lanoka Harbor, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 871 Rowe St, Lanoka Harbor, NJ?

871 Rowe St, Lanoka Harbor, NJ has 4 bedrooms, 4 bathrooms, 2,886 square feet of living space and a 0.29-acre lot.

When was 871 Rowe St, Lanoka Harbor, NJ built?

871 Rowe St, Lanoka Harbor, NJ was built in 1995, making it 31 years old. It is a contemporary home. The building has 3 stories.

What schools serve 871 Rowe St, Lanoka Harbor, NJ?

871 Rowe St, Lanoka Harbor, NJ is assigned to Lanoka Harbor Elementary School (elementary), rated C-; Lacey Township High School (high), rated C-; Lacey Township Middle School (middle), rated C+. All sit in Lacey Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 871 Rowe St, Lanoka Harbor, NJ compare to other homes in Lanoka Harbor 08734?

Among the 2,864 homes in Lanoka Harbor 08734, it is worth more than 83% of them ($771,242 against a typical $550,076), its price per square foot is higher than 30% of them ($267 against a typical $305), it is bigger than 90% of them (2,886 ft² against a typical 1,840 ft²), its lot is bigger than 60% of them (0.29 ac against a typical 0.23 ac) and it is newer than 78% of them (1995 against a typical 1984). Measured against all of Ocean County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 871 Rowe St, Lanoka Harbor, NJ?

The 2025 property tax bill for 871 Rowe St, Lanoka Harbor, NJ was $13,303. The county assessed it at $486,400.

Closest homes

More homes in Lanoka Harbor 08734

Assigned schools

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