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Single Family ResidenceResidential
$364,233$422 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $269,900 on Dec 5, 2022

865 ROWE ST

LANOKA HARBOR, NJ 08734
2
Beds
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$364K
$355K low$373K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$269,900 · Dec 5, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$364,233
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$291,386

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,784 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$174,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$82,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$92,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$174,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$174,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.68 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.94%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lanoka Harbor Elementary SchoolC-
Elementary · Grades KG–4 · 1.1 mi
H
Lacey Township High SchoolC-
High · Grades 9–12 · 1.7 mi
M
Lacey Township Middle SchoolC+
Middle · Grades 7–8 · 2.0 mi

District: Lacey Township School District

Neighborhood · ZIP 08734These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.50
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.0.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,984
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,053 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,059
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

865 Rowe St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Lanoka Harbor 08734
  • Costs more per square foot than 85% of homes in Lanoka Harbor 08734
  • Smaller than 96% of homes in Lanoka Harbor 08734
  • Has a bigger lot than 68% of homes in Ocean County
  • Newer than 95% of homes in Lanoka Harbor 08734

What homes are worth in Lanoka Harbor 08734

Each bar is how many homes fall in that price range. The marker is this home.

This home
$338K$1.2M

This home is worth more than 5% of homes in Lanoka Harbor 08734.

How it measures up in Lanoka Harbor 08734

The dot is this home. The mark in the middle is the typical home in Lanoka Harbor 08734.

Estimated value$364,233
CheaperTypical $550,076Pricier

Pricier than 5% of homes nearby

Price per ft²$422
CheaperTypical $305Pricier

Pricier than 85% of homes nearby

Living area864 ft²
SmallerTypical 1,840 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.23 ac
SmallerTypical 0.23 acBigger

Bigger than 43% of homes nearby

Year built2010
OlderTypical 1984Newer

Newer than 95% of homes nearby

How 865 Rowe St ranks against every home in each area.
MeasureThis homeLanoka Harbor 08734Ocean County
Estimated valuepricier than$364,2335% of homes19% of homes
Price per ft²pricier than$42285% of homes72% of homes
Living areabigger than864 ft²4% of homes7% of homes
Lot sizebigger than0.23 ac43% of homes68% of homes
Year builtnewer than201095% of homes89% of homes

About 865 Rowe St

How much is 865 Rowe St, Lanoka Harbor, NJ worth?

The TopHap Estimate for 865 Rowe St, Lanoka Harbor, NJ is $364,233 as of Jul 14, 2026. The likely range is $355,066 to $373,400. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 865 Rowe St, Lanoka Harbor, NJ last sell?

865 Rowe St, Lanoka Harbor, NJ last sold on Dec 5, 2022 for $269,900, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 865 Rowe St, Lanoka Harbor, NJ?

865 Rowe St, Lanoka Harbor, NJ has 2 bedrooms, 1 bathrooms, 864 square feet of living space and a 0.23-acre lot.

When was 865 Rowe St, Lanoka Harbor, NJ built?

865 Rowe St, Lanoka Harbor, NJ was built in 2010, making it 16 years old. It is a ranch home. The building has 1 story.

What schools serve 865 Rowe St, Lanoka Harbor, NJ?

865 Rowe St, Lanoka Harbor, NJ is assigned to Lanoka Harbor Elementary School (elementary), rated C-; Lacey Township High School (high), rated C-; Lacey Township Middle School (middle), rated C+. All sit in Lacey Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 865 Rowe St, Lanoka Harbor, NJ compare to other homes in Lanoka Harbor 08734?

Among the 2,864 homes in Lanoka Harbor 08734, it is worth more than 5% of them ($364,233 against a typical $550,076), its price per square foot is higher than 85% of them ($422 against a typical $305), it is bigger than 4% of them (864 ft² against a typical 1,840 ft²), its lot is bigger than 43% of them (0.23 ac against a typical 0.23 ac) and it is newer than 95% of them (2010 against a typical 1984). Measured against all of Ocean County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 865 Rowe St, Lanoka Harbor, NJ?

The 2025 property tax bill for 865 Rowe St, Lanoka Harbor, NJ was $4,784. The county assessed it at $174,900.

Closest homes

More homes in Lanoka Harbor 08734

Assigned schools

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