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Single Family ResidenceResidential
$93,640$119 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

865 E JAMES ST

WHITE CLOUD, MI 49349
3
Beds
1
Baths
784 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.

Valuation

$94K
$88K low$99K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$839 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,600 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$45,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Mobile Home
CountyNEWAYGO
Lot (acres)The size of the land the home sits on, from county records.0.37
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
White Cloud Junior High SchoolD
Middle · Grades 7–8 · 0.3 mi
H
White Cloud High SchoolD
High · Grades 9–12 · 0.4 mi
E
White Cloud Elementary SchoolC-
Elementary · Grades KG–5 · 0.6 mi

District: White Cloud Public Schools

Neighborhood · ZIP 49349These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.9,405
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,236
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,611
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

865 E James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Newaygo County
  • Costs less per square foot than 80% of homes in Newaygo County
  • Smaller than 89% of homes in Newaygo County
  • Has a smaller lot than 88% of homes in White Cloud 49349

What homes are worth in White Cloud 49349

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$532K

This home is worth more than 16% of homes in White Cloud 49349.

How it measures up in White Cloud 49349

The dot is this home. The mark in the middle is the typical home in White Cloud 49349.

Estimated value$93,640
CheaperTypical $167,111Pricier

Pricier than 16% of homes nearby

Price per ft²$119
CheaperTypical $170Pricier

Pricier than 27% of homes nearby

Living area784 ft²
SmallerTypical 1,152 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.37 ac
SmallerTypical 4.34 acBigger

Bigger than 12% of homes nearby

Year built1970
OlderTypical 1972Newer

Newer than 48% of homes nearby

How 865 E James St ranks against every home in each area.
MeasureThis homeWhite Cloud 49349Newaygo County
Estimated valuepricier than$93,64016% of homes10% of homes
Price per ft²pricier than$11927% of homes20% of homes
Living areabigger than784 ft²21% of homes11% of homes
Lot sizebigger than0.37 ac12% of homes18% of homes
Year builtnewer than197048% of homes45% of homes

About 865 E James St

How much is 865 E James St, White Cloud, MI worth?

The TopHap Estimate for 865 E James St, White Cloud, MI is $93,640 as of Sep 24, 2026. The likely range is $88,329 to $98,951. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 865 E James St, White Cloud, MI last sell?

865 E James St, White Cloud, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 865 E James St, White Cloud, MI?

865 E James St, White Cloud, MI has 3 bedrooms, 1 bathrooms, 784 square feet of living space and a 0.37-acre lot.

When was 865 E James St, White Cloud, MI built?

865 E James St, White Cloud, MI was built in 1970, making it 56 years old. It is a mobile home home.

What schools serve 865 E James St, White Cloud, MI?

865 E James St, White Cloud, MI is assigned to White Cloud Junior High School (middle), rated D; White Cloud High School (high), rated D; White Cloud Elementary School (elementary), rated C-. All sit in White Cloud Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 865 E James St, White Cloud, MI compare to other homes in White Cloud 49349?

Among the 4,545 homes in White Cloud 49349, it is worth more than 16% of them ($93,640 against a typical $167,111), its price per square foot is higher than 27% of them ($119 against a typical $170), it is bigger than 21% of them (784 ft² against a typical 1,152 ft²), its lot is bigger than 12% of them (0.37 ac against a typical 4.34 ac) and it is newer than 48% of them (1970 against a typical 1972). Measured against all of Newaygo County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 865 E James St, White Cloud, MI?

The 2025 property tax bill for 865 E James St, White Cloud, MI was $839. The county assessed it at $22,600.

More homes on E James St

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