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Single Family ResidenceResidential
$660,055$289 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

89 RESSIQUE ST

CARMEL, NY 10512
4
Beds
2
Baths
2,283 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$660K
$592K low$728K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$404,855
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$323,884
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$135,200
FLAGSTAR BANK FSB · R · recorded Jun 19, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,000
WASHINGTON MUTUAL FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,078 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$458,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$398,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$458,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$458,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyPutnam
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.1.27
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 100 ft²Porch · 368 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kent Elementary SchoolB-
Elementary · Grades KG–4 · 1.8 mi
M
George Fischer Middle SchoolC
Middle · Grades 5–8 · 5.2 mi
H
Carmel High SchoolB
High · Grades 9–12 · 5.4 mi

District: Carmel Central School District

Neighborhood · ZIP 10512These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.24,045
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.397 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$113,578
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,544
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Ressique St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Carmel 10512
  • Costs less per square foot than 74% of homes in Putnam County
  • Bigger than 78% of homes in Carmel 10512
  • Has a bigger lot than 78% of homes in Carmel 10512
  • Newer than 73% of homes in Carmel 10512

What homes are worth in Carmel 10512

Each bar is how many homes fall in that price range. The marker is this home.

This home
$204K$1M

This home is worth more than 76% of homes in Carmel 10512.

How it measures up in Carmel 10512

The dot is this home. The mark in the middle is the typical home in Carmel 10512.

Estimated value$660,055
CheaperTypical $515,227Pricier

Pricier than 76% of homes nearby

Price per ft²$289
CheaperTypical $323Pricier

Pricier than 31% of homes nearby

Living area2,283 ft²
SmallerTypical 1,596 ft²Bigger

Bigger than 78% of homes nearby

Lot size1.27 ac
SmallerTypical 0.48 acBigger

Bigger than 78% of homes nearby

Year built1985
OlderTypical 1969Newer

Newer than 73% of homes nearby

How 89 Ressique St ranks against every home in each area.
MeasureThis homeCarmel 10512Putnam County
Estimated valuepricier than$660,05576% of homes66% of homes
Price per ft²pricier than$28931% of homes26% of homes
Living areabigger than2,283 ft²78% of homes72% of homes
Lot sizebigger than1.27 ac78% of homes75% of homes
Year builtnewer than198573% of homes73% of homes

About 89 Ressique St

How much is 89 Ressique St, Carmel, NY worth?

The TopHap Estimate for 89 Ressique St, Carmel, NY is $660,055 as of Jul 14, 2026. The likely range is $591,959 to $728,151. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 89 Ressique St, Carmel, NY?

89 Ressique St, Carmel, NY has 4 bedrooms, 2 bathrooms, 2,283 square feet of living space and a 1.27-acre lot.

When was 89 Ressique St, Carmel, NY built?

89 Ressique St, Carmel, NY was built in 1985, making it 41 years old. It is a raised ranch home. The building has 1 story.

What schools serve 89 Ressique St, Carmel, NY?

89 Ressique St, Carmel, NY is assigned to Kent Elementary School (elementary), rated B-; George Fischer Middle School (middle), rated C; Carmel High School (high), rated B. All sit in Carmel Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 89 Ressique St, Carmel, NY compare to other homes in Carmel 10512?

Among the 9,325 homes in Carmel 10512, it is worth more than 76% of them ($660,055 against a typical $515,227), its price per square foot is higher than 31% of them ($289 against a typical $323), it is bigger than 78% of them (2,283 ft² against a typical 1,596 ft²), its lot is bigger than 78% of them (1.27 ac against a typical 0.48 ac) and it is newer than 73% of them (1985 against a typical 1969). Measured against all of Putnam County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Ressique St, Carmel, NY?

The 2025 property tax bill for 89 Ressique St, Carmel, NY was $7,078. The county assessed it at $458,000.

Closest homes

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Assigned schools

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