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Rural ResidenceResidential
$636,290$270 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $535,000 on Oct 17, 2023

89 RUEBMAN RD

ROSCOE, NY 12776
3
Beds
2
Baths
2,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
15.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$636K
$551K low$721K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$535,000 · Oct 17, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$261,790
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$209,432
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$374,500
DELAWARE NATIONAL BANK · P · recorded Oct 17, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,951 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$124,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$160,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$493,846

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySullivan
Lot (acres)The size of the land the home sits on, from county records.15.69
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sullivan West Elementary SchoolC+
Elementary · Grades PK–6 · 4.8 mi
M
Sullivan West High School at Lake HuntingtonC
Middle · Grades 7–12 · 10.5 mi

District: Sullivan West Central School District

Neighborhood · ZIP 12776These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.54%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,383
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,518
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,917
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Ruebman Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Roscoe 12776
  • Costs more per square foot than 70% of homes in Sullivan County
  • Bigger than 87% of homes in Roscoe 12776
  • Has a bigger lot than 92% of homes in Sullivan County
  • Newer than 73% of homes in Roscoe 12776

What homes are worth in Roscoe 12776

Each bar is how many homes fall in that price range. The marker is this home.

This home
$112K$1000K

This home is worth more than 90% of homes in Roscoe 12776.

How it measures up in Roscoe 12776

The dot is this home. The mark in the middle is the typical home in Roscoe 12776.

Estimated value$636,290
CheaperTypical $316,896Pricier

Pricier than 90% of homes nearby

Price per ft²$270
CheaperTypical $206Pricier

Pricier than 68% of homes nearby

Living area2,360 ft²
SmallerTypical 1,524 ft²Bigger

Bigger than 87% of homes nearby

Lot size15.69 ac
SmallerTypical 2.45 acBigger

Bigger than 83% of homes nearby

Year built1986
OlderTypical 1959Newer

Newer than 73% of homes nearby

How 89 Ruebman Rd ranks against every home in each area.
MeasureThis homeRoscoe 12776Sullivan County
Estimated valuepricier than$636,29090% of homes90% of homes
Price per ft²pricier than$27068% of homes70% of homes
Living areabigger than2,360 ft²87% of homes83% of homes
Lot sizebigger than15.69 ac83% of homes92% of homes
Year builtnewer than198673% of homes64% of homes

About 89 Ruebman Rd

How much is 89 Ruebman Rd, Roscoe, NY worth?

The TopHap Estimate for 89 Ruebman Rd, Roscoe, NY is $636,290 as of Jul 14, 2026. The likely range is $551,274 to $721,306. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 89 Ruebman Rd, Roscoe, NY last sell?

89 Ruebman Rd, Roscoe, NY last sold on Oct 17, 2023 for $535,000, according to the county's recorded deed.

How big is 89 Ruebman Rd, Roscoe, NY?

89 Ruebman Rd, Roscoe, NY has 3 bedrooms, 2 bathrooms, 2,360 square feet of living space and a 15.69-acre lot.

When was 89 Ruebman Rd, Roscoe, NY built?

89 Ruebman Rd, Roscoe, NY was built in 1986, making it 40 years old. It is a ranch home. The building has 1 story.

What schools serve 89 Ruebman Rd, Roscoe, NY?

89 Ruebman Rd, Roscoe, NY is assigned to Sullivan West Elementary School (elementary), rated C+; Sullivan West High School at Lake Huntington (middle), rated C. All sit in Sullivan West Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 89 Ruebman Rd, Roscoe, NY compare to other homes in Roscoe 12776?

Among the 1,463 homes in Roscoe 12776, it is worth more than 90% of them ($636,290 against a typical $316,896), its price per square foot is higher than 68% of them ($270 against a typical $206), it is bigger than 87% of them (2,360 ft² against a typical 1,524 ft²), its lot is bigger than 83% of them (15.69 ac against a typical 2.45 ac) and it is newer than 73% of them (1986 against a typical 1959). Measured against all of Sullivan County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Ruebman Rd, Roscoe, NY?

The 2024 property tax bill for 89 Ruebman Rd, Roscoe, NY was $3,951. The county assessed it at $160,500.

Closest homes

More homes in Roscoe 12776

Assigned schools

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