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Single Family ResidentialResidential
$167,103$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $56,000 on Aug 5, 2011

918 US ROUTE 45

NEOGA, IL 62447
0
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.

Valuation

$167K
$158K low$176K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$56,000 · Aug 5, 2011
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$63,601
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$50,881
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$103,502
TEUTOPOLIS STATE BANK · 3.37% · recorded Jul 18, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,466 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$54,810 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$958
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$53,852
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$53,841
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$164,430

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.0.39
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Neoga Junior / Senior High SchoolC-
Middle · Grades 6–12 · 1.4 mi
E
Neoga Elementary SchoolB+
Elementary · Grades KG–5 · 1.5 mi

District: Neoga Community Unit School District 3

Neighborhood · ZIP 62447These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,070
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,719
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,908
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

918 Us Route 45 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 68% of homes in Cumberland County
  • Smaller than 65% of homes in Cumberland County
  • Has a smaller lot than 67% of homes in Cumberland County
  • Older than 81% of homes in Neoga 62447

What homes are worth in Neoga 62447

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$423K

This home is worth more than 46% of homes in Neoga 62447.

How it measures up in Neoga 62447

The dot is this home. The mark in the middle is the typical home in Neoga 62447.

Estimated value$167,103
CheaperTypical $175,358Pricier

Pricier than 46% of homes nearby

Price per ft²$149
CheaperTypical $145Pricier

Pricier than 53% of homes nearby

Living area1,120 ft²
SmallerTypical 1,276 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.39 ac
SmallerTypical 0.43 acBigger

Bigger than 45% of homes nearby

Year built1940
OlderTypical 1972Newer

Newer than 19% of homes nearby

How 918 Us Route 45 ranks against every home in each area.
MeasureThis homeNeoga 62447Cumberland County
Estimated valuepricier than$167,10346% of homes50% of homes
Price per ft²pricier than$14953% of homes68% of homes
Living areabigger than1,120 ft²38% of homes35% of homes
Lot sizebigger than0.39 ac45% of homes33% of homes
Year builtnewer than194019% of homes29% of homes

About 918 Us Route 45

How much is 918 Us Route 45, Neoga, IL worth?

The TopHap Estimate for 918 Us Route 45, Neoga, IL is $167,103 as of Jul 14, 2026. The likely range is $157,977 to $176,229. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 918 Us Route 45, Neoga, IL last sell?

918 Us Route 45, Neoga, IL last sold on Aug 5, 2011 for $56,000, according to the county's recorded deed.

How big is 918 Us Route 45, Neoga, IL?

918 Us Route 45, Neoga, IL has 1,120 square feet of living space and a 0.39-acre lot.

When was 918 Us Route 45, Neoga, IL built?

918 Us Route 45, Neoga, IL was built in 1940, making it 86 years old.

What schools serve 918 Us Route 45, Neoga, IL?

918 Us Route 45, Neoga, IL is assigned to Neoga Junior / Senior High School (middle), rated C-; Neoga Elementary School (elementary), rated B+. All sit in Neoga Community Unit School District 3. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 918 Us Route 45, Neoga, IL compare to other homes in Neoga 62447?

Among the 1,547 homes in Neoga 62447, it is worth more than 46% of them ($167,103 against a typical $175,358), its price per square foot is higher than 53% of them ($149 against a typical $145), it is bigger than 38% of them (1,120 ft² against a typical 1,276 ft²), its lot is bigger than 45% of them (0.39 ac against a typical 0.43 ac) and it is newer than 19% of them (1940 against a typical 1972). Measured against all of Cumberland County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 918 Us Route 45, Neoga, IL?

The 2025 property tax bill for 918 Us Route 45, Neoga, IL was $2,466. The county assessed it at $54,810.

Closest homes

More homes in Neoga 62447

Assigned schools

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