Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$236,839$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 61How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

958 US ROUTE 45

NEOGA, IL 62447
0
Baths
1,608 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.

Valuation

$237K
$144K low$329K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$236,839
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$189,471

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,980 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$104,560 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,474
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$103,086
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$102,711
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$313,680

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
76
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.58 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.0.60
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Neoga Junior / Senior High SchoolC-
Middle · Grades 6–12 · 1.0 mi
E
Neoga Elementary SchoolB+
Elementary · Grades KG–5 · 1.1 mi

District: Neoga Community Unit School District 3

Neighborhood · ZIP 62447These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,070
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,719
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,908
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

958 Us Route 45 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Cumberland County
  • Costs more per square foot than 66% of homes in Cumberland County
  • Bigger than 76% of homes in Neoga 62447
  • Newer than 94% of homes in Cumberland County

What homes are worth in Neoga 62447

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$423K

This home is worth more than 74% of homes in Neoga 62447.

How it measures up in Neoga 62447

The dot is this home. The mark in the middle is the typical home in Neoga 62447.

Estimated value$236,839
CheaperTypical $175,358Pricier

Pricier than 74% of homes nearby

Price per ft²$147
CheaperTypical $145Pricier

Pricier than 52% of homes nearby

Living area1,608 ft²
SmallerTypical 1,276 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.6 ac
SmallerTypical 0.43 acBigger

Bigger than 60% of homes nearby

Year built2009
OlderTypical 1972Newer

Newer than 93% of homes nearby

How 958 Us Route 45 ranks against every home in each area.
MeasureThis homeNeoga 62447Cumberland County
Estimated valuepricier than$236,83974% of homes75% of homes
Price per ft²pricier than$14752% of homes66% of homes
Living areabigger than1,608 ft²76% of homes76% of homes
Lot sizebigger than0.6 ac60% of homes42% of homes
Year builtnewer than200993% of homes94% of homes

About 958 Us Route 45

How much is 958 Us Route 45, Neoga, IL worth?

The TopHap Estimate for 958 Us Route 45, Neoga, IL is $236,839 as of Jul 14, 2026. The likely range is $144,261 to $329,417. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 958 Us Route 45, Neoga, IL last sell?

958 Us Route 45, Neoga, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 958 Us Route 45, Neoga, IL?

958 Us Route 45, Neoga, IL has 1,608 square feet of living space and a 0.60-acre lot.

When was 958 Us Route 45, Neoga, IL built?

958 Us Route 45, Neoga, IL was built in 2009, making it 17 years old.

What schools serve 958 Us Route 45, Neoga, IL?

958 Us Route 45, Neoga, IL is assigned to Neoga Junior / Senior High School (middle), rated C-; Neoga Elementary School (elementary), rated B+. All sit in Neoga Community Unit School District 3. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 958 Us Route 45, Neoga, IL compare to other homes in Neoga 62447?

Among the 1,547 homes in Neoga 62447, it is worth more than 74% of them ($236,839 against a typical $175,358), its price per square foot is higher than 52% of them ($147 against a typical $145), it is bigger than 76% of them (1,608 ft² against a typical 1,276 ft²), its lot is bigger than 60% of them (0.6 ac against a typical 0.43 ac) and it is newer than 93% of them (2009 against a typical 1972). Measured against all of Cumberland County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 958 Us Route 45, Neoga, IL?

The 2025 property tax bill for 958 Us Route 45, Neoga, IL was $4,980. The county assessed it at $104,560.

Closest homes

More homes in Neoga 62447

Assigned schools

Explore the area

See this home in context

Open 958 Us Route 45 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map