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Single Family ResidentialResidential
$57,488$61 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

963 ROUTE 44

SHINGLEHOUSE, PA 16748
0
Baths
936 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1912
Year BuiltThe year the home was originally built, according to county records.

Valuation

$57K
$53K low$62K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$45,488
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$36,390
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.21%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$12,000
OLEAN AREA FCU · recorded Jul 31, 2019

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$26,350 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$26,350

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMcKean
Lot (acres)The size of the land the home sits on, from county records.1.00

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oswayo Valley Elementary SchoolB-
Elementary · Grades KG–6 · 3.1 mi
M
Oswayo Valley Middle / High SchoolA-
Middle · Grades 7–12 · 3.4 mi

District: Oswayo Valley School District

Neighborhood · ZIP 16748These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,760
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,908
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,430
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

963 Route 44 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in McKean County
  • Costs less per square foot than 83% of homes in Shinglehouse 16748
  • Smaller than 82% of homes in McKean County
  • Has a bigger lot than 66% of homes in McKean County
  • Older than 86% of homes in McKean County

What homes are worth in Shinglehouse 16748

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$278K

This home is worth more than 20% of homes in Shinglehouse 16748.

How it measures up in Shinglehouse 16748

The dot is this home. The mark in the middle is the typical home in Shinglehouse 16748.

Estimated value$57,488
CheaperTypical $87,138Pricier

Pricier than 20% of homes nearby

Price per ft²$61
CheaperTypical $90Pricier

Pricier than 17% of homes nearby

Living area936 ft²
SmallerTypical 960 ft²Bigger

Bigger than 48% of homes nearby

Lot size1 ac
SmallerTypical 1.7 acBigger

Bigger than 41% of homes nearby

Year built1912
OlderTypical 1965Newer

Newer than 25% of homes nearby

How 963 Route 44 ranks against every home in each area.
MeasureThis homeShinglehouse 16748McKean County
Estimated valuepricier than$57,48820% of homes12% of homes
Price per ft²pricier than$6117% of homes25% of homes
Living areabigger than936 ft²48% of homes18% of homes
Lot sizebigger than1 ac41% of homes66% of homes
Year builtnewer than191225% of homes14% of homes

About 963 Route 44

How much is 963 Route 44, Shinglehouse, PA worth?

The TopHap Estimate for 963 Route 44, Shinglehouse, PA is $57,488 as of Jul 14, 2026. The likely range is $53,012 to $61,964. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 963 Route 44, Shinglehouse, PA last sell?

963 Route 44, Shinglehouse, PA last sold on Apr 19, 1991, according to the county's recorded deed.

How big is 963 Route 44, Shinglehouse, PA?

963 Route 44, Shinglehouse, PA has 936 square feet of living space and a 1.00-acre lot.

When was 963 Route 44, Shinglehouse, PA built?

963 Route 44, Shinglehouse, PA was built in 1912, making it 114 years old.

What schools serve 963 Route 44, Shinglehouse, PA?

963 Route 44, Shinglehouse, PA is assigned to Oswayo Valley Elementary School (elementary), rated B-; Oswayo Valley Middle / High School (middle), rated A-. All sit in Oswayo Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 963 Route 44, Shinglehouse, PA compare to other homes in Shinglehouse 16748?

Among the 1,357 homes in Shinglehouse 16748, it is worth more than 20% of them ($57,488 against a typical $87,138), its price per square foot is higher than 17% of them ($61 against a typical $90), it is bigger than 48% of them (936 ft² against a typical 960 ft²), its lot is bigger than 41% of them (1 ac against a typical 1.7 ac) and it is newer than 25% of them (1912 against a typical 1965). Measured against all of McKean County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Shinglehouse 16748

Assigned schools

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