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TownhouseResidential
$645,755$369 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $400,000 on Jul 18, 2018

97 ROCK RD

WAYNE, NJ 07470
0
Baths
1,752 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,615 ft²
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.

Valuation

$646K
$598K low$694K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Jul 18, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$281,755
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$225,404
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$364,000
FIRSTBANK · recorded Oct 21, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,236 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$204,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$204,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$204,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyPASSAIC
Lot (acres)The size of the land the home sits on, from county records.0.08
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Anthony Wayne Middle SchoolA
Middle · Grades 6–8 · 0.3 mi
E
John F. Kennedy Elementary SchoolB
Elementary · Grades KG–5 · 0.7 mi
H
Wayne Hills High SchoolB
High · Grades 9–12 · 2.2 mi

District: Wayne Township School District

Neighborhood · ZIP 07470These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.48
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.54,839
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,177 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$141,531
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$171,826
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Wayne 07470
  • Smaller than 65% of homes in Wayne 07470
  • Has a smaller lot than 86% of homes in Wayne 07470
  • Newer than 91% of homes in Wayne 07470

What homes are worth in Wayne 07470

Each bar is how many homes fall in that price range. The marker is this home.

This home
$301K$1.4M

This home is worth more than 32% of homes in Wayne 07470.

How it measures up in Wayne 07470

The dot is this home. The mark in the middle is the typical home in Wayne 07470.

Estimated value$645,755
CheaperTypical $728,851Pricier

Pricier than 32% of homes nearby

Price per ft²$369
CheaperTypical $359Pricier

Pricier than 56% of homes nearby

Living area1,752 ft²
SmallerTypical 2,015 ft²Bigger

Bigger than 35% of homes nearby

Lot size3,615 ft²
SmallerTypical 0.34 acBigger

Bigger than 14% of homes nearby

Year built1995
OlderTypical 1962Newer

Newer than 91% of homes nearby

How 97 Rock Rd ranks against every home in each area.
MeasureThis homeWayne 07470Passaic County
Estimated valuepricier than$645,75532% of homes65% of homes
Price per ft²pricier than$36956% of homes60% of homes
Living areabigger than1,752 ft²35% of homes49% of homes
Lot sizebigger than3,615 ft²14% of homes22% of homes
Year builtnewer than199591% of homes90% of homes

About 97 Rock Rd

How much is 97 Rock Rd, Wayne, NJ worth?

The TopHap Estimate for 97 Rock Rd, Wayne, NJ is $645,755 as of Jul 14, 2026. The likely range is $597,560 to $693,950. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 97 Rock Rd, Wayne, NJ last sell?

97 Rock Rd, Wayne, NJ last sold on Jul 18, 2018 for $400,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 97 Rock Rd, Wayne, NJ?

97 Rock Rd, Wayne, NJ has 1,752 square feet of living space and a 0.08-acre lot.

When was 97 Rock Rd, Wayne, NJ built?

97 Rock Rd, Wayne, NJ was built in 1995, making it 31 years old. It is a townhouse home.

What schools serve 97 Rock Rd, Wayne, NJ?

97 Rock Rd, Wayne, NJ is assigned to Anthony Wayne Middle School (middle), rated A; John F. Kennedy Elementary School (elementary), rated B; Wayne Hills High School (high), rated B. All sit in Wayne Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 Rock Rd, Wayne, NJ compare to other homes in Wayne 07470?

Among the 16,257 homes in Wayne 07470, it is worth more than 32% of them ($645,755 against a typical $728,851), its price per square foot is higher than 56% of them ($369 against a typical $359), it is bigger than 35% of them (1,752 ft² against a typical 2,015 ft²), its lot is bigger than 14% of them (3,615 ft² against a typical 0.34 ac) and it is newer than 91% of them (1995 against a typical 1962). Measured against all of Passaic County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97 Rock Rd, Wayne, NJ?

The 2025 property tax bill for 97 Rock Rd, Wayne, NJ was $12,236. The county assessed it at $204,000.

Closest homes

More homes in Wayne 07470

Assigned schools

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