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Single Family ResidenceResidential
$255,016$272 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $147,000 on Feb 20, 2020

977 RIDGEVIEW DR

FLORENCE, KY 41042
3
Beds
1
Baths
936 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.86 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$255K
$227K low$283K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$147,000 · Feb 20, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$115,366
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$92,293
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$139,650
AMERICAN MORTGAGE SERVICE CO · recorded Feb 20, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,652 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$147,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$122,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$147,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$147,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.142 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyBoone
Lot (acres)The size of the land the home sits on, from county records.0.86
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ockerman Elementary SchoolC-
Elementary · Grades KG–5 · 1.0 mi
M
Rector A. Jones Middle SchoolD-
Middle · Grades 6–8 · 2.7 mi
H
Boone County High SchoolC-
High · Grades 9–12 · 3.0 mi

District: Boone County School District

Neighborhood · ZIP 41042These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.210
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.56,692
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,137 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,272
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,971
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

977 Ridgeview Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Boone County
  • Costs more per square foot than 96% of homes in Florence 41042
  • Smaller than 95% of homes in Boone County
  • Has a bigger lot than 87% of homes in Florence 41042
  • Older than 92% of homes in Boone County

What homes are worth in Florence 41042

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$525K

This home is worth more than 46% of homes in Florence 41042.

How it measures up in Florence 41042

The dot is this home. The mark in the middle is the typical home in Florence 41042.

Estimated value$255,016
CheaperTypical $265,778Pricier

Pricier than 46% of homes nearby

Price per ft²$272
CheaperTypical $177Pricier

Pricier than 96% of homes nearby

Living area936 ft²
SmallerTypical 1,410 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.86 ac
SmallerTypical 0.24 acBigger

Bigger than 87% of homes nearby

Year built1962
OlderTypical 1991Newer

Newer than 12% of homes nearby

How 977 Ridgeview Dr ranks against every home in each area.
MeasureThis homeFlorence 41042Boone County
Estimated valuepricier than$255,01646% of homes27% of homes
Price per ft²pricier than$27296% of homes93% of homes
Living areabigger than936 ft²9% of homes5% of homes
Lot sizebigger than0.86 ac87% of homes75% of homes
Year builtnewer than196212% of homes8% of homes

About 977 Ridgeview Dr

How much is 977 Ridgeview Dr, Florence, KY worth?

The TopHap Estimate for 977 Ridgeview Dr, Florence, KY is $255,016 as of Jul 14, 2026. The likely range is $226,629 to $283,403. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 977 Ridgeview Dr, Florence, KY last sell?

977 Ridgeview Dr, Florence, KY last sold on Feb 20, 2020 for $147,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 977 Ridgeview Dr, Florence, KY?

977 Ridgeview Dr, Florence, KY has 3 bedrooms, 1 bathrooms, 936 square feet of living space and a 0.86-acre lot.

When was 977 Ridgeview Dr, Florence, KY built?

977 Ridgeview Dr, Florence, KY was built in 1962, making it 64 years old. It is a bi-level home. The building has 1 story.

What schools serve 977 Ridgeview Dr, Florence, KY?

977 Ridgeview Dr, Florence, KY is assigned to Ockerman Elementary School (elementary), rated C-; Rector A. Jones Middle School (middle), rated D-; Boone County High School (high), rated C-. All sit in Boone County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 977 Ridgeview Dr, Florence, KY compare to other homes in Florence 41042?

Among the 16,417 homes in Florence 41042, it is worth more than 46% of them ($255,016 against a typical $265,778), its price per square foot is higher than 96% of them ($272 against a typical $177), it is bigger than 9% of them (936 ft² against a typical 1,410 ft²), its lot is bigger than 87% of them (0.86 ac against a typical 0.24 ac) and it is newer than 12% of them (1962 against a typical 1991). Measured against all of Boone County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 977 Ridgeview Dr, Florence, KY?

The 2025 property tax bill for 977 Ridgeview Dr, Florence, KY was $1,652. The county assessed it at $147,000.

Closest homes

More homes in Florence 41042

Assigned schools

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