Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$268,145$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $85,000 on Aug 27, 2012

978 RIVERSIDE DR

SOUTH BEND, IN 46616
4
Beds
2 / 1
Baths
2,334 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1917
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$268K
$234K low$303K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$85,000 · Aug 27, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$206,545
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$165,236
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$61,600
NOTRE DAME FCU · recorded Aug 27, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,693 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$265,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$251,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$269,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$265,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Madison STEAM AcademyC
Elementary · Grades KG–5 · 0.3 mi
H
Riley High SchoolD+
High · Grades 9–12 · 2.5 mi
M
Jackson Traditional SchoolC-
Middle · Grades 6–8 · 4.6 mi

District: South Bend Community School Corporation

Neighborhood · ZIP 46616These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,453
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,249 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,976
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,727
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

978 Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in South Bend 46616
  • Costs less per square foot than 74% of homes in St. Joseph County
  • Bigger than 91% of homes in South Bend 46616
  • Has a smaller lot than 90% of homes in St. Joseph County
  • Older than 90% of homes in St. Joseph County

What homes are worth in South Bend 46616

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$355K

This home is worth more than 92% of homes in South Bend 46616.

How it measures up in South Bend 46616

The dot is this home. The mark in the middle is the typical home in South Bend 46616.

Estimated value$268,145
CheaperTypical $137,890Pricier

Pricier than 92% of homes nearby

Price per ft²$115
CheaperTypical $104Pricier

Pricier than 62% of homes nearby

Living area2,334 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.11 ac
SmallerTypical 0.12 acBigger

Bigger than 29% of homes nearby

Year built1917
OlderTypical 1928Newer

Newer than 36% of homes nearby

How 978 Riverside Dr ranks against every home in each area.
MeasureThis homeNear NorthwestSouth Bend 46616St. Joseph County
Estimated valuepricier than$268,14588% of homes92% of homes66% of homes
Price per ft²pricier than$11573% of homes62% of homes26% of homes
Living areabigger than2,334 ft²87% of homes91% of homes89% of homes
Lot sizebigger than0.11 ac43% of homes29% of homes10% of homes
Year builtnewer than191764% of homes36% of homes10% of homes

About 978 Riverside Dr

How much is 978 Riverside Dr, South Bend, IN worth?

The TopHap Estimate for 978 Riverside Dr, South Bend, IN is $268,145 as of Jul 14, 2026. The likely range is $233,653 to $302,637. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 978 Riverside Dr, South Bend, IN last sell?

978 Riverside Dr, South Bend, IN last sold on Aug 27, 2012 for $85,000, according to the county's recorded deed.

How big is 978 Riverside Dr, South Bend, IN?

978 Riverside Dr, South Bend, IN has 4 bedrooms, 2 bathrooms, 2,334 square feet of living space and a 0.11-acre lot.

When was 978 Riverside Dr, South Bend, IN built?

978 Riverside Dr, South Bend, IN was built in 1917, making it 109 years old. The building has 2 stories.

What schools serve 978 Riverside Dr, South Bend, IN?

978 Riverside Dr, South Bend, IN is assigned to Madison STEAM Academy (elementary), rated C; Riley High School (high), rated D+; Jackson Traditional School (middle), rated C-. All sit in South Bend Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 978 Riverside Dr, South Bend, IN compare to other homes in South Bend 46616?

Among the 2,393 homes in South Bend 46616, it is worth more than 92% of them ($268,145 against a typical $137,890), its price per square foot is higher than 62% of them ($115 against a typical $104), it is bigger than 91% of them (2,334 ft² against a typical 1,404 ft²), its lot is bigger than 29% of them (0.11 ac against a typical 0.12 ac) and it is newer than 36% of them (1917 against a typical 1928). Measured against all of St. Joseph County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 978 Riverside Dr, South Bend, IN?

The 2024 property tax bill for 978 Riverside Dr, South Bend, IN was $2,693. The county assessed it at $265,900.

More homes on Riverside Dr

Closest homes

More homes in South Bend 46616

Assigned schools

Explore the area

See this home in context

Open 978 Riverside Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map