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Single Family ResidenceResidential
$252,070$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 52How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

982 RIVERSIDE DR

SOUTH BEND, IN 46616
3
Beds
1
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,200 ft²
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$252K
$131K low$373K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$176,070
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$140,856
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.27%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$76,000
WELLS FARGO BANK · recorded Jul 3, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,785 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$73,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Madison STEAM AcademyC
Elementary · Grades KG–5 · 0.3 mi
H
Riley High SchoolD+
High · Grades 9–12 · 2.5 mi
M
Jackson Traditional SchoolC-
Middle · Grades 6–8 · 4.6 mi

District: South Bend Community School Corporation

Neighborhood · ZIP 46616These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,453
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,249 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,976
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,727
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

982 Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in South Bend 46616
  • Costs more per square foot than 93% of homes in Near Northwest
  • Has a smaller lot than 98% of homes in St. Joseph County
  • Older than 91% of homes in St. Joseph County

What homes are worth in South Bend 46616

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$355K

This home is worth more than 90% of homes in South Bend 46616.

How it measures up in South Bend 46616

The dot is this home. The mark in the middle is the typical home in South Bend 46616.

Estimated value$252,070
CheaperTypical $137,890Pricier

Pricier than 90% of homes nearby

Price per ft²$164
CheaperTypical $104Pricier

Pricier than 90% of homes nearby

Living area1,536 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 63% of homes nearby

Lot size3,200 ft²
SmallerTypical 0.12 acBigger

Bigger than 6% of homes nearby

Year built1915
OlderTypical 1928Newer

Newer than 34% of homes nearby

How 982 Riverside Dr ranks against every home in each area.
MeasureThis homeNear NorthwestSouth Bend 46616St. Joseph County
Estimated valuepricier than$252,07086% of homes90% of homes61% of homes
Price per ft²pricier than$16493% of homes90% of homes61% of homes
Living areabigger than1,536 ft²49% of homes63% of homes58% of homes
Lot sizebigger than3,200 ft²13% of homes6% of homes2% of homes
Year builtnewer than191561% of homes34% of homes9% of homes

About 982 Riverside Dr

How much is 982 Riverside Dr, South Bend, IN worth?

The TopHap Estimate for 982 Riverside Dr, South Bend, IN is $252,070 as of Jul 14, 2026. The likely range is $131,075 to $373,065. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 982 Riverside Dr, South Bend, IN last sell?

982 Riverside Dr, South Bend, IN last sold on Sep 5, 2002, according to the county's recorded deed.

How big is 982 Riverside Dr, South Bend, IN?

982 Riverside Dr, South Bend, IN has 3 bedrooms, 1 bathrooms, 1,536 square feet of living space and a 0.07-acre lot.

When was 982 Riverside Dr, South Bend, IN built?

982 Riverside Dr, South Bend, IN was built in 1915, making it 111 years old. The building has 3 stories.

What schools serve 982 Riverside Dr, South Bend, IN?

982 Riverside Dr, South Bend, IN is assigned to Madison STEAM Academy (elementary), rated C; Riley High School (high), rated D+; Jackson Traditional School (middle), rated C-. All sit in South Bend Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 982 Riverside Dr, South Bend, IN compare to other homes in South Bend 46616?

Among the 2,393 homes in South Bend 46616, it is worth more than 90% of them ($252,070 against a typical $137,890), its price per square foot is higher than 90% of them ($164 against a typical $104), it is bigger than 63% of them (1,536 ft² against a typical 1,404 ft²), its lot is bigger than 6% of them (3,200 ft² against a typical 0.12 ac) and it is newer than 34% of them (1915 against a typical 1928). Measured against all of St. Joseph County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 982 Riverside Dr, South Bend, IN?

The 2024 property tax bill for 982 Riverside Dr, South Bend, IN was $1,785. The county assessed it at $73,400.

More homes on Riverside Dr

Closest homes

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Assigned schools

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