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Single Family ResidentialResidential
$603,350$436 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 41How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

981 RIVER DR

FRANKLIN, PA 16323
3
Beds
1
Baths
1,384 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$603K
$245K low$962K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$467,008
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$373,606
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$136,342
NORTHWEST CONSUMER DISCOUNT CO · recorded Oct 23, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,565 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$97,570 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$97,570
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$97,570

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyVenango
Lot (acres)The size of the land the home sits on, from county records.0.34
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 576 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sandycreek Elementary SchoolB-
Elementary · Grades KG–6 · 3.1 mi
H
Franklin Area High SchoolC
High · Grades 9–12 · 3.2 mi
M
Franklin Area Middle School
Middle · Grades 7–8 · 5.4 mi

District: Franklin Area School District

Neighborhood · ZIP 16323These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.14,807
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.148 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,764
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,014
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

981 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Franklin 16323
  • Among the highest price per square foot in Franklin 16323
  • Has a smaller lot than 66% of homes in Venango County
  • Newer than 84% of homes in Franklin 16323

What homes are worth in Franklin 16323

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$478K

This home is worth more than almost all homes in Franklin 16323.

How it measures up in Franklin 16323

The dot is this home. The mark in the middle is the typical home in Franklin 16323.

Estimated value$603,350
CheaperTypical $134,653Pricier

Pricier than almost all homes nearby

Price per ft²$436
CheaperTypical $96Pricier

Pricier than almost all homes nearby

Living area1,384 ft²
SmallerTypical 1,352 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.34 ac
SmallerTypical 0.44 acBigger

Bigger than 45% of homes nearby

Year built1985
OlderTypical 1950Newer

Newer than 84% of homes nearby

How 981 River Dr ranks against every home in each area.
MeasureThis homeFranklin 16323Venango County
Estimated valuepricier than$603,350almost all homesalmost all homes
Price per ft²pricier than$436almost all homesalmost all homes
Living areabigger than1,384 ft²52% of homes56% of homes
Lot sizebigger than0.34 ac45% of homes34% of homes
Year builtnewer than198584% of homes80% of homes

About 981 River Dr

How much is 981 River Dr, Franklin, PA worth?

The TopHap Estimate for 981 River Dr, Franklin, PA is $603,350 as of Jul 14, 2026. The likely range is $245,088 to $961,612. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 981 River Dr, Franklin, PA?

981 River Dr, Franklin, PA has 3 bedrooms, 1 bathrooms, 1,384 square feet of living space and a 0.34-acre lot.

When was 981 River Dr, Franklin, PA built?

981 River Dr, Franklin, PA was built in 1985, making it 41 years old. It is a bi-level home. The building has 1 story.

What schools serve 981 River Dr, Franklin, PA?

981 River Dr, Franklin, PA is assigned to Sandycreek Elementary School (elementary), rated B-; Franklin Area High School (high), rated C; Franklin Area Middle School (middle). All sit in Franklin Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 981 River Dr, Franklin, PA compare to other homes in Franklin 16323?

Among the 7,362 homes in Franklin 16323, it is worth more than almost all of them ($603,350 against a typical $134,653), its price per square foot is higher than almost all of them ($436 against a typical $96), it is bigger than 52% of them (1,384 ft² against a typical 1,352 ft²), its lot is bigger than 45% of them (0.34 ac against a typical 0.44 ac) and it is newer than 84% of them (1985 against a typical 1950). Measured against all of Venango County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 981 River Dr, Franklin, PA?

The 2025 property tax bill for 981 River Dr, Franklin, PA was $2,565. The county assessed it at $97,570.

Closest homes

More homes in Franklin 16323

Assigned schools

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