Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$80,246$61 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

COLDWATER, MS 38618
2
Beds
0
Baths
1,319 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1945
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$80K
$78K low$83K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$80,246
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$64,197

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$656 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,218 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,218
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,218
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$28,121

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyTate
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Independence High SchoolD-
Middle · Grades 7–12 · 3.5 mi
E
East Tate Elementary SchoolC
Elementary · Grades KG–6 · 3.9 mi

District: Tate County School District

Neighborhood · ZIP 38618These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.155
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.141

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,123
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,402
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,534
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Coldwater 38618
  • Among the lowest price per square foot in Coldwater 38618
  • Smaller than 73% of homes in Tate County
  • Older than 95% of homes in Coldwater 38618

What homes are worth in Coldwater 38618

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$652K

This home is worth less than almost all homes in Coldwater 38618.

How it measures up in Coldwater 38618

The dot is this home. The mark in the middle is the typical home in Coldwater 38618.

Estimated value$80,246
CheaperTypical $250,000Pricier

Cheaper than almost all homes nearby

Price per ft²$61
CheaperTypical $139Pricier

Cheaper than almost all homes nearby

Living area1,319 ft²
SmallerTypical 1,703 ft²Bigger

Bigger than 30% of homes nearby

Year built1945
OlderTypical 1990Newer

Newer than 5% of homes nearby

How ranks against every home in each area.
MeasureThis homeColdwater 38618Tate County
Estimated valuepricier than$80,246almost no homesalmost no homes
Price per ft²pricier than$61almost no homesalmost no homes
Living areabigger than1,319 ft²30% of homes27% of homes
Year builtnewer than19455% of homes6% of homes

About

How much is , Coldwater, MS worth?

The TopHap Estimate for , Coldwater, MS is $80,246 as of Jul 14, 2026. The likely range is $77,529 to $82,963. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is , Coldwater, MS?

, Coldwater, MS has 2 bedrooms and 1,319 square feet of living space.

When was , Coldwater, MS built?

, Coldwater, MS was built in 1945, making it 81 years old.

What schools serve , Coldwater, MS?

, Coldwater, MS is assigned to Independence High School (middle), rated D-; East Tate Elementary School (elementary), rated C. All sit in Tate County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Coldwater, MS compare to other homes in Coldwater 38618?

Among the 4,744 homes in Coldwater 38618, it is worth more than almost none of them ($80,246 against a typical $250,000), its price per square foot is higher than almost none of them ($61 against a typical $139), it is bigger than 30% of them (1,319 ft² against a typical 1,703 ft²) and it is newer than 5% of them (1945 against a typical 1990). Measured against all of Tate County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Coldwater, MS?

The 2025 property tax bill for , Coldwater, MS was $656. The county assessed it at $4,218.

Closest homes

More homes in Coldwater 38618

Assigned schools

Explore the area

See this home in context

Open on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map