Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$166,033$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

COLDWATER, MS 38618
2
Baths
1,225 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$166K
$158K low$174K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$80,533
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$64,426
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$85,500
NATIONSTAR MORTGAGE LLC · recorded Oct 20, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,867 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,867
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$103,830

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMarshall
Lot (acres)The size of the land the home sits on, from county records.3.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 38618These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.155
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.141

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,123
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,402
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,534
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Coldwater 38618
  • Smaller than 77% of homes in Coldwater 38618

What homes are worth in Coldwater 38618

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$661K

This home is worth more than 24% of homes in Coldwater 38618.

How it measures up in Coldwater 38618

The dot is this home. The mark in the middle is the typical home in Coldwater 38618.

Estimated value$166,033
CheaperTypical $250,490Pricier

Pricier than 24% of homes nearby

Price per ft²$136
CheaperTypical $138Pricier

Pricier than 47% of homes nearby

Living area1,225 ft²
SmallerTypical 1,701 ft²Bigger

Bigger than 23% of homes nearby

Lot size3 ac
SmallerTypical 3.2 acBigger

Bigger than 48% of homes nearby

Year built1996
OlderTypical 1989Newer

Newer than 61% of homes nearby

How ranks against every home in each area.
MeasureThis homeColdwater 38618Marshall County
Estimated valuepricier than$166,03324% of homes37% of homes
Price per ft²pricier than$13647% of homes44% of homes
Living areabigger than1,225 ft²23% of homes35% of homes
Lot sizebigger than3 ac48% of homes62% of homes
Year builtnewer than199661% of homes59% of homes

About

How much is , Coldwater, MS worth?

The TopHap Estimate for , Coldwater, MS is $166,033 as of Jul 14, 2026. The likely range is $158,131 to $173,935. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is , Coldwater, MS?

, Coldwater, MS has 2 bathrooms, 1,225 square feet of living space and a 3.00-acre lot.

When was , Coldwater, MS built?

, Coldwater, MS was built in 1996, making it 30 years old.

How does , Coldwater, MS compare to other homes in Coldwater 38618?

Among the 4,744 homes in Coldwater 38618, it is worth more than 24% of them ($166,033 against a typical $250,490), its price per square foot is higher than 47% of them ($136 against a typical $138), it is bigger than 23% of them (1,225 ft² against a typical 1,701 ft²), its lot is bigger than 48% of them (3 ac against a typical 3.2 ac) and it is newer than 61% of them (1996 against a typical 1989). Measured against all of Marshall County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Coldwater, MS?

The 2025 property tax bill for , Coldwater, MS was $11. The county assessed it at $10,867.

Closest homes

More homes in Coldwater 38618

Explore the area

See this home in context

Open on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map