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Single Family ResidenceResidential
$452,634$338 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

OTTER ROCK TRL

OXFORD, CT 06478
3
Beds
3
Baths
1,338 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.84 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$453K
$422K low$483K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$332,634
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$266,107
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.27%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,000
BANK OF AMERICA · recorded Oct 14, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,052 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$252,490 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$64,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$188,090
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$165,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$176,743

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyNAUGATUCK VALLEY
Lot (acres)The size of the land the home sits on, from county records.1.84
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oxford High SchoolB-
High · Grades 9–12 · 0.9 mi
M
Oxford Middle SchoolB+
Middle · Grades 6–8 · 3.0 mi
E
Quaker Farms School
Elementary · Grades PK–2 · 3.1 mi

District: Oxford School District

Neighborhood · ZIP 06478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.13,118
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,971
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$140,700
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Otter Rock Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Oxford 06478
  • Costs more per square foot than 85% of homes in Naugatuck Valley County
  • Smaller than 83% of homes in Oxford 06478
  • Has a bigger lot than 90% of homes in Naugatuck Valley County
  • Older than 68% of homes in Oxford 06478

What homes are worth in Oxford 06478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$346K$950K

This home is worth more than 12% of homes in Oxford 06478.

How it measures up in Oxford 06478

The dot is this home. The mark in the middle is the typical home in Oxford 06478.

Estimated value$452,634
CheaperTypical $614,545Pricier

Pricier than 12% of homes nearby

Price per ft²$338
CheaperTypical $306Pricier

Pricier than 68% of homes nearby

Living area1,338 ft²
SmallerTypical 2,008 ft²Bigger

Bigger than 17% of homes nearby

Lot size1.84 ac
SmallerTypical 1.64 acBigger

Bigger than 59% of homes nearby

Year built1976
OlderTypical 1988Newer

Newer than 32% of homes nearby

How Otter Rock Trl ranks against every home in each area.
MeasureThis homeOxford 06478Naugatuck Valley County
Estimated valuepricier than$452,63412% of homes62% of homes
Price per ft²pricier than$33868% of homes85% of homes
Living areabigger than1,338 ft²17% of homes40% of homes
Lot sizebigger than1.84 ac59% of homes90% of homes
Year builtnewer than197632% of homes61% of homes

About Otter Rock Trl

How much is Otter Rock Trl, Oxford, CT worth?

The TopHap Estimate for Otter Rock Trl, Oxford, CT is $452,634 as of Jul 14, 2026. The likely range is $421,835 to $483,433. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Otter Rock Trl, Oxford, CT last sell?

Otter Rock Trl, Oxford, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is Otter Rock Trl, Oxford, CT?

Otter Rock Trl, Oxford, CT has 3 bedrooms, 3 bathrooms, 1,338 square feet of living space and a 1.84-acre lot.

When was Otter Rock Trl, Oxford, CT built?

Otter Rock Trl, Oxford, CT was built in 1976, making it 50 years old. It is a raised ranch home. The building has 1 story.

What schools serve Otter Rock Trl, Oxford, CT?

Otter Rock Trl, Oxford, CT is assigned to Oxford High School (high), rated B-; Oxford Middle School (middle), rated B+; Quaker Farms School (elementary). All sit in Oxford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Otter Rock Trl, Oxford, CT compare to other homes in Oxford 06478?

Among the 4,938 homes in Oxford 06478, it is worth more than 12% of them ($452,634 against a typical $614,545), its price per square foot is higher than 68% of them ($338 against a typical $306), it is bigger than 17% of them (1,338 ft² against a typical 2,008 ft²), its lot is bigger than 59% of them (1.84 ac against a typical 1.64 ac) and it is newer than 32% of them (1976 against a typical 1988). Measured against all of Naugatuck Valley County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Otter Rock Trl, Oxford, CT?

The 2025 property tax bill for Otter Rock Trl, Oxford, CT was $5,052. The county assessed it at $252,490.

Closest homes

More homes in Oxford 06478

Assigned schools

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