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Single Family ResidenceResidential
$230,944$308 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $95,000 on Mar 13, 2003

OTTER ROCK TRL

OXFORD, CT 06478
1
Beds
1
Baths
750 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$231K
$221K low$241K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$95,000 · Mar 13, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$112,444
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$89,955
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$118,500
MORTGAGEIT COM · recorded Feb 6, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,597 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$78,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$55,860

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyNAUGATUCK VALLEY
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Concrete
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oxford High SchoolB-
High · Grades 9–12 · 1.0 mi
M
Oxford Middle SchoolB+
Middle · Grades 6–8 · 3.0 mi
E
Quaker Farms School
Elementary · Grades PK–2 · 3.1 mi

District: Oxford School District

Neighborhood · ZIP 06478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.13,118
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,971
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$140,700
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Otter Rock Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Oxford 06478
  • Costs more per square foot than 72% of homes in Naugatuck Valley County
  • Among the smallest homes in Oxford 06478
  • Among the smallest lots in Oxford 06478
  • Older than 96% of homes in Oxford 06478

What homes are worth in Oxford 06478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$346K$950K

This home is worth less than almost all homes in Oxford 06478.

How it measures up in Oxford 06478

The dot is this home. The mark in the middle is the typical home in Oxford 06478.

Estimated value$230,944
CheaperTypical $614,545Pricier

Cheaper than almost all homes nearby

Price per ft²$308
CheaperTypical $306Pricier

Pricier than 51% of homes nearby

Living area750 ft²
SmallerTypical 2,008 ft²Bigger

Smaller than almost all homes nearby

Lot size0.15 ac
SmallerTypical 1.64 acBigger

Smaller than almost all homes nearby

Year built1930
OlderTypical 1988Newer

Newer than 4% of homes nearby

How Otter Rock Trl ranks against every home in each area.
MeasureThis homeOxford 06478Naugatuck Valley County
Estimated valuepricier than$230,944almost no homes7% of homes
Price per ft²pricier than$30851% of homes72% of homes
Living areabigger than750 ft²almost no homes2% of homes
Lot sizebigger than0.15 acalmost no homes14% of homes
Year builtnewer than19304% of homes16% of homes

About Otter Rock Trl

How much is Otter Rock Trl, Oxford, CT worth?

The TopHap Estimate for Otter Rock Trl, Oxford, CT is $230,944 as of Jul 14, 2026. The likely range is $221,178 to $240,710. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Otter Rock Trl, Oxford, CT last sell?

Otter Rock Trl, Oxford, CT last sold on Mar 13, 2003 for $95,000, according to the county's recorded deed.

How big is Otter Rock Trl, Oxford, CT?

Otter Rock Trl, Oxford, CT has 1 bedrooms, 1 bathrooms, 750 square feet of living space and a 0.15-acre lot.

When was Otter Rock Trl, Oxford, CT built?

Otter Rock Trl, Oxford, CT was built in 1930, making it 96 years old. It is a rustic home. The building has 1 story.

What schools serve Otter Rock Trl, Oxford, CT?

Otter Rock Trl, Oxford, CT is assigned to Oxford High School (high), rated B-; Oxford Middle School (middle), rated B+; Quaker Farms School (elementary). All sit in Oxford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Otter Rock Trl, Oxford, CT compare to other homes in Oxford 06478?

Among the 4,938 homes in Oxford 06478, it is worth more than almost none of them ($230,944 against a typical $614,545), its price per square foot is higher than 51% of them ($308 against a typical $306), it is bigger than almost none of them (750 ft² against a typical 2,008 ft²), its lot is bigger than almost none of them (0.15 ac against a typical 1.64 ac) and it is newer than 4% of them (1930 against a typical 1988). Measured against all of Naugatuck Valley County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Otter Rock Trl, Oxford, CT?

The 2025 property tax bill for Otter Rock Trl, Oxford, CT was $1,597. The county assessed it at $79,800.

Closest homes

More homes in Oxford 06478

Assigned schools

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