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Single Family ResidenceResidential
$680,590$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

WATER ST

CHARLESTOWN, MD 21914
1
Baths
2,973 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1895
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$681K
$575K low$786K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$60 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$609,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$361,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$247,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$587,167
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$609,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent coastal flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.0.48
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 128 ft²Porch · 794 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charlestown Elementary SchoolB+
Elementary · Grades PK–5 · 0.6 mi
H
Perryville High SchoolB
High · Grades 9–12 · 5.0 mi
M
Perryville Middle SchoolC
Middle · Grades 6–8 · 5.2 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21914These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.139
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.136 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,839
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,292
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Charlestown 21914
  • Bigger than 95% of homes in Charlestown 21914
  • Has a bigger lot than 80% of homes in Charlestown 21914
  • Older than 98% of homes in Cecil County

What homes are worth in Charlestown 21914

Each bar is how many homes fall in that price range. The marker is this home.

This home
$106K$764K

This home is worth more than 97% of homes in Charlestown 21914.

How it measures up in Charlestown 21914

The dot is this home. The mark in the middle is the typical home in Charlestown 21914.

Estimated value$680,590
CheaperTypical $301,937Pricier

Pricier than 97% of homes nearby

Price per ft²$229
CheaperTypical $229Pricier

Pricier than 50% of homes nearby

Living area2,973 ft²
SmallerTypical 1,340 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.48 ac
SmallerTypical 0.24 acBigger

Bigger than 80% of homes nearby

Year built1895
OlderTypical 1950Newer

Newer than 4% of homes nearby

How Water St ranks against every home in each area.
MeasureThis homeCharlestown 21914Cecil County
Estimated valuepricier than$680,59097% of homes94% of homes
Price per ft²pricier than$22950% of homes54% of homes
Living areabigger than2,973 ft²95% of homes91% of homes
Lot sizebigger than0.48 ac80% of homes49% of homes
Year builtnewer than18954% of homes2% of homes

About Water St

How much is Water St, Charlestown, MD worth?

The TopHap Estimate for Water St, Charlestown, MD is $680,590 as of Sep 24, 2026. The likely range is $574,826 to $786,354. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Water St, Charlestown, MD last sell?

Water St, Charlestown, MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is Water St, Charlestown, MD?

Water St, Charlestown, MD has 1 bathrooms, 2,973 square feet of living space and a 0.48-acre lot.

When was Water St, Charlestown, MD built?

Water St, Charlestown, MD was built in 1895, making it 131 years old. The building has 2 stories.

What schools serve Water St, Charlestown, MD?

Water St, Charlestown, MD is assigned to Charlestown Elementary School (elementary), rated B+; Perryville High School (high), rated B; Perryville Middle School (middle), rated C. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Water St, Charlestown, MD compare to other homes in Charlestown 21914?

Among the 385 homes in Charlestown 21914, it is worth more than 97% of them ($680,590 against a typical $301,937), its price per square foot is higher than 50% of them ($229 against a typical $229), it is bigger than 95% of them (2,973 ft² against a typical 1,340 ft²), its lot is bigger than 80% of them (0.48 ac against a typical 0.24 ac) and it is newer than 4% of them (1895 against a typical 1950). Measured against all of Cecil County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Water St, Charlestown, MD?

The 2023 property tax bill for Water St, Charlestown, MD was $60. The county assessed it at $609,600.

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Assigned schools

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