Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$119,358$104 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

WATERFORD, MS 38685
2
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$119K
$109K low$130K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$119,358
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$95,486

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,229 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,367 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$8,792
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$75,780

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMARSHALL
Lot (acres)The size of the land the home sits on, from county records.2.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Neighborhood · ZIP 38685These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,635
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,648
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,920
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Marshall County
  • Costs less per square foot than 85% of homes in Marshall County
  • Smaller than 72% of homes in Marshall County

What homes are worth in Waterford 38685

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$513K

This home is worth more than 18% of homes in Waterford 38685.

How it measures up in Waterford 38685

The dot is this home. The mark in the middle is the typical home in Waterford 38685.

Estimated value$119,358
CheaperTypical $171,338Pricier

Pricier than 18% of homes nearby

Price per ft²$104
CheaperTypical $125Pricier

Pricier than 26% of homes nearby

Living area1,152 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 34% of homes nearby

Lot size2 ac
SmallerTypical 3.9 acBigger

Bigger than 36% of homes nearby

Year built1997
OlderTypical 1989Newer

Newer than 64% of homes nearby

How ranks against every home in each area.
MeasureThis homeWaterford 38685Marshall County
Estimated valuepricier than$119,35818% of homes14% of homes
Price per ft²pricier than$10426% of homes15% of homes
Living areabigger than1,152 ft²34% of homes28% of homes
Lot sizebigger than2 ac36% of homes46% of homes
Year builtnewer than199764% of homes61% of homes

About

How much is , Waterford, MS worth?

The TopHap Estimate for , Waterford, MS is $119,358 as of Jul 14, 2026. The likely range is $108,926 to $129,790. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Waterford, MS last sell?

, Waterford, MS last sold on Jan 1, 1900, according to the county's recorded deed.

How big is , Waterford, MS?

, Waterford, MS has 2 bathrooms, 1,152 square feet of living space and a 2.00-acre lot.

When was , Waterford, MS built?

, Waterford, MS was built in 1997, making it 29 years old.

How does , Waterford, MS compare to other homes in Waterford 38685?

Among the 757 homes in Waterford 38685, it is worth more than 18% of them ($119,358 against a typical $171,338), its price per square foot is higher than 26% of them ($104 against a typical $125), it is bigger than 34% of them (1,152 ft² against a typical 1,344 ft²), its lot is bigger than 36% of them (2 ac against a typical 3.9 ac) and it is newer than 64% of them (1997 against a typical 1989). Measured against all of Marshall County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Waterford, MS?

The 2025 property tax bill for , Waterford, MS was $1,229. The county assessed it at $11,367.

Closest homes

More homes in Waterford 38685

Explore the area

See this home in context

Open on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map