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Single Family ResidenceResidential
$194,600$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

WATERFORD, MS 38685
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
210 ac
Lot SizeThe size of the land the home sits on, from county records.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$195K
$162K low$227K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$194,600
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$155,680

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,235 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,599 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,599
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$137,320

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.102 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMarshall
Lot (acres)The size of the land the home sits on, from county records.210.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Wood Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Neighborhood · ZIP 38685These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,635
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,648
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,920
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 95% of homes in Waterford 38685
  • Smaller than 90% of homes in Marshall County
  • Among the largest lots in Marshall County

What homes are worth in Waterford 38685

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$516K

This home is worth more than 60% of homes in Waterford 38685.

How it measures up in Waterford 38685

The dot is this home. The mark in the middle is the typical home in Waterford 38685.

Estimated value$194,600
CheaperTypical $171,772Pricier

Pricier than 60% of homes nearby

Price per ft²$225
CheaperTypical $125Pricier

Pricier than 95% of homes nearby

Living area864 ft²
SmallerTypical 1,339 ft²Bigger

Bigger than 14% of homes nearby

Lot size210 ac
SmallerTypical 3.8 acBigger

Bigger than 98% of homes nearby

How ranks against every home in each area.
MeasureThis homeWaterford 38685Marshall County
Estimated valuepricier than$194,60060% of homes50% of homes
Price per ft²pricier than$22595% of homes95% of homes
Living areabigger than864 ft²14% of homes10% of homes
Lot sizebigger than210 ac98% of homesalmost all homes

About

How much is , Waterford, MS worth?

The TopHap Estimate for , Waterford, MS is $194,600 as of Jul 14, 2026. The likely range is $162,424 to $226,776. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Waterford, MS last sell?

, Waterford, MS last sold on Aug 30, 2004, according to the county's recorded deed.

How big is , Waterford, MS?

, Waterford, MS has 1 bathrooms, 864 square feet of living space and a 210.00-acre lot.

How does , Waterford, MS compare to other homes in Waterford 38685?

Among the 757 homes in Waterford 38685, it is worth more than 60% of them ($194,600 against a typical $171,772), its price per square foot is higher than 95% of them ($225 against a typical $125), it is bigger than 14% of them (864 ft² against a typical 1,339 ft²) and its lot is bigger than 98% of them (210 ac against a typical 3.8 ac). Measured against all of Marshall County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Waterford, MS?

The 2025 property tax bill for , Waterford, MS was $2,235. The county assessed it at $20,599.

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