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ZIP 12172

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.New York
$150K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
+150.0%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
8
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$270K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162018201920202022202320252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20162018201920202022202320252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20162018201920202022202320252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162018201920202022202320252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162018201920202022202320252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162018201920202022202320252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162018201920202022202320252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162018201920202022202320252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162018201920202022202320252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
AugDecJan

Housing Stock

HomesHow many homes we have records for in this area.100
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$270K
Median sizeThe middle home size here, measured in square feet.1,700 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1925
Single familyThe share of homes here that are single-family houses.67%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.78%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.64%
Company ownedThe share of homes owned by a company or trust instead of a person.15%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.14%
Typical ownership tenureHow long the typical owner here has held their home.7.8 yrs

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How ZIP 12172 compares

By median home value, ZIP 12172 is the 23rd most expensive of 24 ZIP codes in Columbia County, and its typical home is worth more than 10% of all homes in Columbia County.

Home values in ZIP 12172

Share of homes at each estimated value.

Median
$145K$841K
ZIP codes in Columbia County ranked by median home value
#Columbia CountyMedian valueHomes
1Ancramdale 12503$611K489
2Old Chatham 12136$594K509
3Austerlitz 12017$582K278
4Hillsdale 12529$579K1,724
5Ancram 12502$559K714
6Spencertown 12165$556K144
7Germantown 12526$553K1,654
8Ghent 12075$533K1,457
9Kinderhook 12106$514K954
10East Chatham 12060$504K794
11Copake Falls 12517$499K211
12Craryville 12521$495K1,080
13Chatham 12037$493K1,440
14Canaan 12029$487K739
15Valatie 12184$463K2,531
16Copake 12516$447K1,013
17Elizaville 12523$426K881
18Hudson 12534$407K5,453
19Stuyvesant 12173$381K736
20Claverack 12513$347K322
21Niverville 12130$323K439
22New Lebanon 12125$318K518
2312172$270K100
24Philmont 12565$248K372

About the ZIP 12172 market

What is the median home price in ZIP 12172, NY?

The median sale price in ZIP 12172, NY is $150,000 (data through April 2026), based on deeds recorded with the county. That is up 150.0% from a year earlier.

How many homes sell in ZIP 12172, NY each year?

8 homes sold in ZIP 12172, NY over the last 12 months (data through April 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in ZIP 12172, NY?

ZIP 12172, NY contains 100 residential properties, with a median of 1,700 square feet, 3 bedrooms, built around 1925. The median TopHap Estimate is $270K.

How does ZIP 12172, NY compare to the rest of Columbia County?

By median home value, ZIP 12172, NY is the 23rd most expensive of 24 ZIP codes in Columbia County. Its typical home is worth more than 10% of all homes in Columbia County. New Lebanon 12125 ranks just above it and Philmont 12565 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in ZIP 12172, NY?

64% of homes in ZIP 12172, NY are owner-occupied. 15% are held by a company rather than an individual.

How much equity do owners in ZIP 12172, NY hold?

78% of mortgaged homes in ZIP 12172, NY are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Browse addresses

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Explore ZIP 12172 on the map

See every recorded sale, price heat map, school zone and flood overlay across ZIP 12172 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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