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ZIP 12432

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.New York
$345K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
3
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$378K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162018202020212022202320252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20162018202020212022202320252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20162018202020212022202320252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20162018202020212022202320252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162018202020212022202320252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162018202020212022202320252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162018202020212022202320252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162018202020212022202320252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162018202020212022202320252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162018202020212022202320252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
JanApr

Housing Stock

HomesHow many homes we have records for in this area.115
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$378K
Median sizeThe middle home size here, measured in square feet.1,620 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1910
Single familyThe share of homes here that are single-family houses.71%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.72%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.68%
Company ownedThe share of homes owned by a company or trust instead of a person.10%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.31%
Typical ownership tenureHow long the typical owner here has held their home.7.4 yrs

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How ZIP 12432 compares

By median home value, ZIP 12432 is the 38th most expensive of 52 ZIP codes in Ulster County, and its typical home is worth more than 34% of all homes in Ulster County.

Home values in ZIP 12432

Share of homes at each estimated value.

Median
$272K$852K
ZIP codes in Ulster County ranked by median home value
#Ulster CountyMedian valueHomes
1Woodstock 12498$662K2,513
2Bearsville 12409$660K663
3Stone Ridge 12484$627K1,313
4Glenford 12433$624K242
5Olivebridge 12461$594K971
6Mount Tremper 12457$577K457
7Willow 12495$552K265
8Accord 12404$551K1,703
9New Paltz 12561$547K4,879
10High Falls 12440$544K926
11West Shokan 12494$536K456
12Highmount 12441$527K118
13Lake Hill 12448$524K125
14West Hurley 12491$520K844
15Gardiner 12525$518K1,286
16Cottekill 12419$508K258
17Milton 12547$502K616
1812420$495K129
19Marlboro 12542$474K2,350
20Modena 12548$466K380
21Wallkill 12589$466K4,535
22Shokan 12481$464K612
23Hurley 12443$462K1,568
24West Park 12493$462K120
3812432$378K115

52 ZIP codes in Ulster County are ranked; the most valuable are listed here.

About the ZIP 12432 market

What is the median home price in ZIP 12432, NY?

The median sale price in ZIP 12432, NY is $344,900 (data through July 2026), based on deeds recorded with the county.

How many homes sell in ZIP 12432, NY each year?

3 homes sold in ZIP 12432, NY over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in ZIP 12432, NY?

ZIP 12432, NY contains 115 residential properties, with a median of 1,620 square feet, 3 bedrooms, built around 1910. The median TopHap Estimate is $378K.

How does ZIP 12432, NY compare to the rest of Ulster County?

By median home value, ZIP 12432, NY is the 38th most expensive of 52 ZIP codes in Ulster County. Its typical home is worth more than 34% of all homes in Ulster County. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in ZIP 12432, NY?

68% of homes in ZIP 12432, NY are owner-occupied. 10% are held by a company rather than an individual.

How much equity do owners in ZIP 12432, NY hold?

72% of mortgaged homes in ZIP 12432, NY are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Browse addresses

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Explore ZIP 12432 on the map

See every recorded sale, price heat map, school zone and flood overlay across ZIP 12432 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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