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Cambridge

NeighborhoodThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Texas
$576K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.237
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$576K
Median sizeThe middle home size here, measured in square feet.2,721 ft²
Median bedroomsThe middle bedroom count for homes here.4
Median year builtThe middle build year for homes here. A recent year means most housing is newer.2008
Single familyThe share of homes here that are single-family houses.98%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.46%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.2.2%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.95%
Company ownedThe share of homes owned by a company or trust instead of a person.16%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.52%
Typical ownership tenureHow long the typical owner here has held their home.9.7 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.155
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.222
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,000 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$96K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$148K
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

How Cambridge compares

By median home value, Cambridge is the 4th most expensive of 21 neighborhoods in Smith County, and its typical home is worth more than 91% of all homes in Smith County.

Home values in Cambridge

Share of homes at each estimated value.

Median
$331K$925K
neighborhoods in Smith County ranked by median home value
#Smith CountyMedian valueHomes
1East Side$807K132
2Hollytree$683K858
3Cascades$595K362
4Cambridge$576K237
5Cumberland Ridge$543K254
6Big Oak Bay$496K108
7The Cumberland Estates$434K311
8The Woods$425K756
9Emerald Bay$401K601
10The Villages$365K320
11Cedar Bay$318K177
12Stoneleigh$317K287
13Azalea District$291K937
14The Highlands$291K349
15Downtown Whitehouse$264K105
16Brick Streets District$230K307
17Charnwood District$209K141
18Downtown Tyler$205K152
19Lakeway Harbor$192K366
20Owentown$185K110
21Butler College$164K378

About the Cambridge market

How many homes are there in Cambridge, TX?

Cambridge, TX contains 237 residential properties, with a median of 2,721 square feet, 4 bedrooms, built around 2008. The median TopHap Estimate is $576K.

How does Cambridge, TX compare to the rest of Smith County?

By median home value, Cambridge, TX is the 4th most expensive of 21 neighborhoods in Smith County. Its typical home is worth more than 91% of all homes in Smith County. Cascades ranks just above it and Cumberland Ridge just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Cambridge, TX?

95% of homes in Cambridge, TX are owner-occupied. 16% are held by a company rather than an individual.

How much equity do owners in Cambridge, TX hold?

46% of mortgaged homes in Cambridge, TX are equity-rich, meaning the loan balance is under half the home's value. 2.2% owe more than the home is worth.

Nearby markets

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse Texas property records.

Explore Cambridge on the map

See every recorded sale, price heat map, school zone and flood overlay across Cambridge in TopHap’s interactive 3D map.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map