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Cedar Bay

NeighborhoodThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Texas
$353K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.177
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$353K
Median sizeThe middle home size here, measured in square feet.1,352 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1994
Single familyThe share of homes here that are single-family houses.71%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.79%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.3.2%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.59%
Company ownedThe share of homes owned by a company or trust instead of a person.22%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.29%
Typical ownership tenureHow long the typical owner here has held their home.12.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.5%
PopulationHow many people live in this area.196
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.527 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$50K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74K
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

How Cedar Bay compares

By median home value, Cedar Bay is the 11th most expensive of 21 neighborhoods in Smith County, and its typical home is worth more than 69% of all homes in Smith County.

Home values in Cedar Bay

Share of homes at each estimated value.

Median
$125K$1.6M
neighborhoods in Smith County ranked by median home value
#Smith CountyMedian valueHomes
1East Side$821K132
2Hollytree$703K858
3Cascades$621K362
4Cambridge$572K237
5Cumberland Ridge$550K254
6Big Oak Bay$472K108
7The Cumberland Estates$437K311
8The Woods$424K756
9Emerald Bay$408K601
10The Villages$364K320
11Cedar Bay$353K177
12Stoneleigh$317K287
13Azalea District$308K937
14The Highlands$302K349
15Downtown Whitehouse$252K105
16Brick Streets District$245K307
17Lakeway Harbor$230K366
18Charnwood District$210K141
19Downtown Tyler$187K152
20Owentown$184K110
21Butler College$168K378

About the Cedar Bay market

How many homes are there in Cedar Bay, TX?

Cedar Bay, TX contains 177 residential properties, with a median of 1,352 square feet, 3 bedrooms, built around 1994. The median TopHap Estimate is $353K.

How does Cedar Bay, TX compare to the rest of Smith County?

By median home value, Cedar Bay, TX is the 11th most expensive of 21 neighborhoods in Smith County. Its typical home is worth more than 69% of all homes in Smith County. The Villages ranks just above it and Stoneleigh just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Cedar Bay, TX?

59% of homes in Cedar Bay, TX are owner-occupied. 22% are held by a company rather than an individual.

How much equity do owners in Cedar Bay, TX hold?

79% of mortgaged homes in Cedar Bay, TX are equity-rich, meaning the loan balance is under half the home's value. 3.2% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Cedar Bay on the map

See every recorded sale, price heat map, school zone and flood overlay across Cedar Bay in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map