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Saddletree Ranch

NeighborhoodThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Texas
$900K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
2
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$871K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
AprJul
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
AprJul
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
AprJul
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
AprJul
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
AprJul
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
AprJul

Housing Stock

HomesHow many homes we have records for in this area.263
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$871K
Median sizeThe middle home size here, measured in square feet.2,731 ft²
Median bedroomsThe middle bedroom count for homes here.4
Median year builtThe middle build year for homes here. A recent year means most housing is newer.2000
Single familyThe share of homes here that are single-family houses.98%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.57%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.7%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.94%
Company ownedThe share of homes owned by a company or trust instead of a person.11%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.46%
Typical ownership tenureHow long the typical owner here has held their home.11.7 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.32
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.43%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.186
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.192 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$153K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$182K
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all neighborhoods nationally.

How Saddletree Ranch compares

By median home value, Saddletree Ranch is the 6th most expensive of 47 neighborhoods in Hays County, and its typical home is worth more than 88% of all homes in Hays County.

Home values in Saddletree Ranch

Share of homes at each estimated value.

Median
$600K$1.3M
neighborhoods in Hays County ranked by median home value
#Hays CountyMedian valueHomes
1Polo Club at Rooster Springs$1.3M124
2La Ventana$1.2M179
3Howard Ranch$1.1M154
4Rim Rock$981K585
5Sawyer Ranch$939K177
6Saddletree Ranch$871K263
7Stagecoach Ranch$866K100
8Highpointe$808K1,035
9Sunset Canyon$771K739
10Belterra$752K1,979
11Sierra West$751K165
12Regal Oaks$720K152
13Headwaters$674K790
14Rolling Oaks$647K384
15Big Country$641K108
16Founder's Ridge$598K205
17Burnett Ranch$595K278
18The Highlands$577K275
19Springlake$572K200
20Willow Creek Estates$532K525
21Spring Lake Hills$489K118
22Anthem$431K432
23Woodcreek$428K2,253
24Sierra Circle$416K138

47 neighborhoods in Hays County are ranked; the most valuable are listed here.

About the Saddletree Ranch market

What is the median home price in Saddletree Ranch, TX?

The median sale price in Saddletree Ranch, TX is $899,967 (data through July 2026), based on deeds recorded with the county.

How many homes sell in Saddletree Ranch, TX each year?

2 homes sold in Saddletree Ranch, TX over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Saddletree Ranch, TX?

Saddletree Ranch, TX contains 263 residential properties, with a median of 2,731 square feet, 4 bedrooms, built around 2000. The median TopHap Estimate is $871K.

How does Saddletree Ranch, TX compare to the rest of Hays County?

By median home value, Saddletree Ranch, TX is the 6th most expensive of 47 neighborhoods in Hays County. Its typical home is worth more than 88% of all homes in Hays County. Sawyer Ranch ranks just above it and Stagecoach Ranch just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Saddletree Ranch, TX?

94% of homes in Saddletree Ranch, TX are owner-occupied. 11% are held by a company rather than an individual.

How much equity do owners in Saddletree Ranch, TX hold?

57% of mortgaged homes in Saddletree Ranch, TX are equity-rich, meaning the loan balance is under half the home's value. 1.7% owe more than the home is worth.

Nearby markets

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Explore Saddletree Ranch on the map

See every recorded sale, price heat map, school zone and flood overlay across Saddletree Ranch in TopHap’s interactive 3D map.

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