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White Rock Estates

NeighborhoodThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Texas
$293K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
16
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$331K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
201620182019202020252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
201620182019202020252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
201620182019202020252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
201620182019202020252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
201620182019202020252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
201620182019202020252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
201620182019202020252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
20162017201820192021202320242026

Housing Stock

HomesHow many homes we have records for in this area.1,672
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$331K
Median sizeThe middle home size here, measured in square feet.2,319 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.2009
Single familyThe share of homes here that are single-family houses.100%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.18%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0.4%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.93%
Company ownedThe share of homes owned by a company or trust instead of a person.5.3%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.68%
Typical ownership tenureHow long the typical owner here has held their home.8.2 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.2
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,978
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,418 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$111K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$144K
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all neighborhoods nationally.

How White Rock Estates compares

By median home value, White Rock Estates is the 9th most expensive of 25 neighborhoods in Bell County, and its typical home is worth more than 74% of all homes in Bell County.

Home values in White Rock Estates

Share of homes at each estimated value.

Median
$249K$511K
neighborhoods in Bell County ranked by median home value
#Bell CountyMedian valueHomes
1Hidden Springs$846K230
2Walnut Creek Estates$691K207
3Creek Place$512K183
4Wildflower$490K201
5Mill Creek$482K862
6Valley Ranch$430K160
7Triple 7 River Estates$403K204
8Tanglewood$397K331
9White Rock Estates$331K1,672
10Chaparral Estates$325K170
11Skipcha Mountain$310K2,187
12North Chance$304K161
13Lakeaire$287K405
14Morgans Point$266K1,967
15Western Hills$234K764
16Canyon Creek$226K973
17Sherwood Shores VII$190K472
18Southpark$151K333
19Bellview$147K242
20Talcoe$135K296
21Freeman Heights$133K277
22Temple Heights$132K312
23Kern$129K463
24Crestview$109K491

25 neighborhoods in Bell County are ranked; the most valuable are listed here.

About the White Rock Estates market

What is the median home price in White Rock Estates, TX?

The median sale price in White Rock Estates, TX is $293,414 (data through July 2026), based on deeds recorded with the county.

How many homes sell in White Rock Estates, TX each year?

16 homes sold in White Rock Estates, TX over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in White Rock Estates, TX?

White Rock Estates, TX contains 1,672 residential properties, with a median of 2,319 square feet, built around 2009. The median TopHap Estimate is $331K.

How does White Rock Estates, TX compare to the rest of Bell County?

By median home value, White Rock Estates, TX is the 9th most expensive of 25 neighborhoods in Bell County. Its typical home is worth more than 74% of all homes in Bell County. Tanglewood ranks just above it and Chaparral Estates just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in White Rock Estates, TX?

93% of homes in White Rock Estates, TX are owner-occupied. 5% are held by a company rather than an individual.

How much equity do owners in White Rock Estates, TX hold?

18% of mortgaged homes in White Rock Estates, TX are equity-rich, meaning the loan balance is under half the home's value. 0.4% owe more than the home is worth.

Nearby markets

Browse addresses

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See every recorded sale, price heat map, school zone and flood overlay across White Rock Estates in TopHap’s interactive 3D map.

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