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Single Family ResidenceResidential
$453,179$347 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $379,000 on Mar 7, 2023

181 N CHURCH RD

SPARTA, NJ 07871
0
Baths
1,306 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1933
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$453K
$431K low$475K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$379,000 · Mar 7, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$93,129
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$74,503
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$360,050
NORTHPOINTE BANK · recorded Mar 7, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,023 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$246,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$124,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$121,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$246,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$246,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUSSEX
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sparta High SchoolB
High · Grades 9–12 · 3.3 mi
M
Sparta Middle SchoolB-
Middle · Grades 6–8 · 3.5 mi
E
Sparta Alpine School
Elementary · Grades PK–2 · 5.3 mi

District: Sparta Township School District

Neighborhood · ZIP 07871These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.17
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.21,461
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.530 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$163,529
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$191,626
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

181 N Church Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Sparta 07871
  • Costs more per square foot than 77% of homes in Sussex County
  • Smaller than 83% of homes in Sparta 07871
  • Has a bigger lot than 79% of homes in Sussex County
  • Older than 92% of homes in Sparta 07871

What homes are worth in Sparta 07871

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$1.6M

This home is worth more than 17% of homes in Sparta 07871.

How it measures up in Sparta 07871

The dot is this home. The mark in the middle is the typical home in Sparta 07871.

Estimated value$453,179
CheaperTypical $628,509Pricier

Pricier than 17% of homes nearby

Price per ft²$347
CheaperTypical $307Pricier

Pricier than 67% of homes nearby

Living area1,306 ft²
SmallerTypical 2,082 ft²Bigger

Bigger than 17% of homes nearby

Lot size1.24 ac
SmallerTypical 0.48 acBigger

Bigger than 75% of homes nearby

Year built1933
OlderTypical 1973Newer

Newer than 8% of homes nearby

How 181 N Church Rd ranks against every home in each area.
MeasureThis homeSparta 07871Sussex County
Estimated valuepricier than$453,17917% of homes54% of homes
Price per ft²pricier than$34767% of homes77% of homes
Living areabigger than1,306 ft²17% of homes33% of homes
Lot sizebigger than1.24 ac75% of homes79% of homes
Year builtnewer than19338% of homes11% of homes

About 181 N Church Rd

How much is 181 N Church Rd, Sparta, NJ worth?

The TopHap Estimate for 181 N Church Rd, Sparta, NJ is $453,179 as of Jul 14, 2026. The likely range is $430,902 to $475,456. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 181 N Church Rd, Sparta, NJ last sell?

181 N Church Rd, Sparta, NJ last sold on Mar 7, 2023 for $379,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 181 N Church Rd, Sparta, NJ built?

181 N Church Rd, Sparta, NJ was built in 1933, making it 93 years old. The building has 2 stories.

What schools serve 181 N Church Rd, Sparta, NJ?

181 N Church Rd, Sparta, NJ is assigned to Sparta High School (high), rated B; Sparta Middle School (middle), rated B-; Sparta Alpine School (elementary). All sit in Sparta Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 181 N Church Rd, Sparta, NJ compare to other homes in Sparta 07871?

Among the 8,328 homes in Sparta 07871, it is worth more than 17% of them ($453,179 against a typical $628,509), its price per square foot is higher than 67% of them ($347 against a typical $307), it is bigger than 17% of them (1,306 ft² against a typical 2,082 ft²), its lot is bigger than 75% of them (1.24 ac against a typical 0.48 ac) and it is newer than 8% of them (1933 against a typical 1973). Measured against all of Sussex County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 181 N Church Rd, Sparta, NJ?

The 2025 property tax bill for 181 N Church Rd, Sparta, NJ was $9,023. The county assessed it at $246,000.

More homes on N Church Rd

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Assigned schools

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