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Single Family ResidenceResidential
$291,830$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

386 RICHARDS RD

SADLER, TX 76264
0
Baths
1,542 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$292K
$275K low$309K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$101,925
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$81,540
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$189,905
FIRST STATE BANK · recorded Sep 1, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,507 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$236,291 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,744
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$201,547
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$239,125
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$236,291

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
71
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGrayson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2012
Lot (acres)The size of the land the home sits on, from county records.0.42
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 450 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hayes Primary School
Elementary · Grades PK–2 · 8.8 mi
M
Whitesboro Middle SchoolB
Middle · Grades 6–8 · 9.0 mi
H
Whitesboro High SchoolC
High · Grades 9–12 · 9.4 mi

District: Whitesboro Independent School District

Neighborhood · ZIP 76264These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,534
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,822
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,307
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

386 Richards Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 65% of homes in Sadler 76264
  • Has a smaller lot than 88% of homes in Sadler 76264
  • Newer than 70% of homes in Grayson County

What homes are worth in Sadler 76264

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$2M

This home is worth more than 37% of homes in Sadler 76264.

How it measures up in Sadler 76264

The dot is this home. The mark in the middle is the typical home in Sadler 76264.

Estimated value$291,830
CheaperTypical $370,664Pricier

Pricier than 37% of homes nearby

Price per ft²$189
CheaperTypical $223Pricier

Pricier than 35% of homes nearby

Living area1,542 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.42 ac
SmallerTypical 3.4 acBigger

Bigger than 12% of homes nearby

Year built2004
OlderTypical 1997Newer

Newer than 68% of homes nearby

How 386 Richards Rd ranks against every home in each area.
MeasureThis homeSadler 76264Grayson County
Estimated valuepricier than$291,83037% of homes52% of homes
Price per ft²pricier than$18935% of homes64% of homes
Living areabigger than1,542 ft²46% of homes45% of homes
Lot sizebigger than0.42 ac12% of homes55% of homes
Year builtnewer than200468% of homes70% of homes

About 386 Richards Rd

How much is 386 Richards Rd, Sadler, TX worth?

The TopHap Estimate for 386 Richards Rd, Sadler, TX is $291,830 as of Jul 14, 2026. The likely range is $274,685 to $308,975. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 386 Richards Rd, Sadler, TX last sell?

386 Richards Rd, Sadler, TX last sold on Sep 1, 2020, according to the county's recorded deed.

How big is 386 Richards Rd, Sadler, TX?

386 Richards Rd, Sadler, TX has 1,542 square feet of living space and a 0.42-acre lot.

When was 386 Richards Rd, Sadler, TX built?

386 Richards Rd, Sadler, TX was built in 2004, making it 22 years old.

What schools serve 386 Richards Rd, Sadler, TX?

386 Richards Rd, Sadler, TX is assigned to Hayes Primary School (elementary); Whitesboro Middle School (middle), rated B; Whitesboro High School (high), rated C. All sit in Whitesboro Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 386 Richards Rd, Sadler, TX compare to other homes in Sadler 76264?

Among the 996 homes in Sadler 76264, it is worth more than 37% of them ($291,830 against a typical $370,664), its price per square foot is higher than 35% of them ($189 against a typical $223), it is bigger than 46% of them (1,542 ft² against a typical 1,600 ft²), its lot is bigger than 12% of them (0.42 ac against a typical 3.4 ac) and it is newer than 68% of them (2004 against a typical 1997). Measured against all of Grayson County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 386 Richards Rd, Sadler, TX?

The 2024 property tax bill for 386 Richards Rd, Sadler, TX was $2,507. The county assessed it at $236,291.

Closest homes

More homes in Sadler 76264

Assigned schools

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