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Single Family ResidenceResidential
$158,701$76 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $52,000 on Sep 13, 2001

39 RIVER ST

CHATEAUGAY, NY 12920
3
Beds
2 / 1
Baths
2,091 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$159K
$134K low$184K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$52,000 · Sep 13, 2001
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$138,701
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$110,961
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.14%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
NBT BANK NATIONAL ASSOCIATION · recorded Oct 18, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,735 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$203,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$196,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$203,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$203,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.0.60
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chateaugay High SchoolA
Middle · Grades 7–12 · 0.1 mi
E
Chateaugay Elementary SchoolC-
Elementary · Grades PK–6 · 0.1 mi

District: Chateaugay Central School District

Neighborhood · ZIP 12920These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.186

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,420
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.24 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,730
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,558
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

39 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 75% of homes in Chateaugay 12920
  • Bigger than 87% of homes in Chateaugay 12920

What homes are worth in Chateaugay 12920

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$486K

This home is worth more than 49% of homes in Chateaugay 12920.

How it measures up in Chateaugay 12920

The dot is this home. The mark in the middle is the typical home in Chateaugay 12920.

Estimated value$158,701
CheaperTypical $160,522Pricier

Pricier than 49% of homes nearby

Price per ft²$76
CheaperTypical $102Pricier

Pricier than 25% of homes nearby

Living area2,091 ft²
SmallerTypical 1,390 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.6 ac
SmallerTypical 1.06 acBigger

Bigger than 36% of homes nearby

Year built1970
OlderTypical 1969Newer

Newer than 52% of homes nearby

How 39 River St ranks against every home in each area.
MeasureThis homeChateaugay 12920Franklin County
Estimated valuepricier than$158,70149% of homes58% of homes
Price per ft²pricier than$7625% of homes32% of homes
Living areabigger than2,091 ft²87% of homes85% of homes
Lot sizebigger than0.6 ac36% of homes36% of homes
Year builtnewer than197052% of homes57% of homes

About 39 River St

How much is 39 River St, Chateaugay, NY worth?

The TopHap Estimate for 39 River St, Chateaugay, NY is $158,701 as of Jul 14, 2026. The likely range is $133,501 to $183,901. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 39 River St, Chateaugay, NY last sell?

39 River St, Chateaugay, NY last sold on Sep 13, 2001 for $52,000, according to the county's recorded deed.

How big is 39 River St, Chateaugay, NY?

39 River St, Chateaugay, NY has 3 bedrooms, 2 bathrooms, 2,091 square feet of living space and a 0.60-acre lot.

When was 39 River St, Chateaugay, NY built?

39 River St, Chateaugay, NY was built in 1970, making it 56 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 39 River St, Chateaugay, NY?

39 River St, Chateaugay, NY is assigned to Chateaugay High School (middle), rated A; Chateaugay Elementary School (elementary), rated C-. All sit in Chateaugay Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 39 River St, Chateaugay, NY compare to other homes in Chateaugay 12920?

Among the 1,349 homes in Chateaugay 12920, it is worth more than 49% of them ($158,701 against a typical $160,522), its price per square foot is higher than 25% of them ($76 against a typical $102), it is bigger than 87% of them (2,091 ft² against a typical 1,390 ft²), its lot is bigger than 36% of them (0.6 ac against a typical 1.06 ac) and it is newer than 52% of them (1970 against a typical 1969). Measured against all of Franklin County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 39 River St, Chateaugay, NY?

The 2024 property tax bill for 39 River St, Chateaugay, NY was $3,735. The county assessed it at $203,000.

Closest homes

More homes in Chateaugay 12920

Assigned schools

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