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Single Family ResidenceResidential
$196,357$119 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $162,500 on Dec 19, 2022

45 RIVER ST

CHATEAUGAY, NY 12920
3
Beds
1.5
Baths
1,652 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$196K
$177K low$215K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$162,500 · Dec 19, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,782 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$175,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$169,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$175,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$181,395

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.0.45
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 254 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chateaugay High SchoolB
Middle · Grades 7–12 · 0.1 mi
E
Chateaugay Elementary SchoolD
Elementary · Grades PK–6 · 0.1 mi

District: Chateaugay Central School District

Neighborhood · ZIP 12920These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.186

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,420
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.24 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,730
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,558
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Franklin County
  • Costs more per square foot than 75% of homes in Franklin County
  • Bigger than 69% of homes in Franklin County
  • Has a smaller lot than 71% of homes in Chateaugay 12920
  • Newer than 66% of homes in Franklin County

What homes are worth in Chateaugay 12920

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$429K

This home is worth more than 74% of homes in Chateaugay 12920.

How it measures up in Chateaugay 12920

The dot is this home. The mark in the middle is the typical home in Chateaugay 12920.

Estimated value$196,357
CheaperTypical $139,150Pricier

Pricier than 74% of homes nearby

Price per ft²$119
CheaperTypical $88Pricier

Pricier than 72% of homes nearby

Living area1,652 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.45 ac
SmallerTypical 1.06 acBigger

Bigger than 29% of homes nearby

Year built1980
OlderTypical 1969Newer

Newer than 60% of homes nearby

How 45 River St ranks against every home in each area.
MeasureThis homeChateaugay 12920Franklin County
Estimated valuepricier than$196,35774% of homes79% of homes
Price per ft²pricier than$11972% of homes75% of homes
Living areabigger than1,652 ft²66% of homes69% of homes
Lot sizebigger than0.45 ac29% of homes29% of homes
Year builtnewer than198060% of homes66% of homes

About 45 River St

How much is 45 River St, Chateaugay, NY worth?

The TopHap Estimate for 45 River St, Chateaugay, NY is $196,357 as of Sep 24, 2026. The likely range is $177,278 to $215,436. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 River St, Chateaugay, NY last sell?

45 River St, Chateaugay, NY last sold on Dec 19, 2022 for $162,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 45 River St, Chateaugay, NY?

45 River St, Chateaugay, NY has 3 bedrooms, 1.5 bathrooms, 1,652 square feet of living space and a 0.45-acre lot.

When was 45 River St, Chateaugay, NY built?

45 River St, Chateaugay, NY was built in 1980, making it 46 years old. It is a ranch home. The building has 1 story.

What schools serve 45 River St, Chateaugay, NY?

45 River St, Chateaugay, NY is assigned to Chateaugay High School (middle), rated B; Chateaugay Elementary School (elementary), rated D. All sit in Chateaugay Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 River St, Chateaugay, NY compare to other homes in Chateaugay 12920?

Among the 1,346 homes in Chateaugay 12920, it is worth more than 74% of them ($196,357 against a typical $139,150), its price per square foot is higher than 72% of them ($119 against a typical $88), it is bigger than 66% of them (1,652 ft² against a typical 1,404 ft²), its lot is bigger than 29% of them (0.45 ac against a typical 1.06 ac) and it is newer than 60% of them (1980 against a typical 1969). Measured against all of Franklin County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 River St, Chateaugay, NY?

The 2026 property tax bill for 45 River St, Chateaugay, NY was $3,782. The county assessed it at $175,500.

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