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Single Family ResidenceResidential
$92,653$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $87,000 on Oct 22, 2025

31 RIVER ST

CHATEAUGAY, NY 12920
2
Beds
1
Baths
982 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$93K
$83K low$102K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$87,000 · Oct 22, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$23,053
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$18,442
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$69,600
RICKY LABARE · recorded Oct 22, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$799 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$85,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$93,023

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 78 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chateaugay High SchoolA
Middle · Grades 7–12 · 0.1 mi
E
Chateaugay Elementary SchoolC-
Elementary · Grades PK–6 · 0.1 mi

District: Chateaugay Central School District

Neighborhood · ZIP 12920These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.186

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,420
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.24 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,730
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,558
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Chateaugay 12920
  • Smaller than 75% of homes in Franklin County
  • Has a smaller lot than 84% of homes in Chateaugay 12920
  • Older than 79% of homes in Franklin County

What homes are worth in Chateaugay 12920

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$486K

This home is worth more than 15% of homes in Chateaugay 12920.

How it measures up in Chateaugay 12920

The dot is this home. The mark in the middle is the typical home in Chateaugay 12920.

Estimated value$92,653
CheaperTypical $160,522Pricier

Pricier than 15% of homes nearby

Price per ft²$94
CheaperTypical $102Pricier

Pricier than 43% of homes nearby

Living area982 ft²
SmallerTypical 1,390 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.25 ac
SmallerTypical 1.06 acBigger

Bigger than 16% of homes nearby

Year built1900
OlderTypical 1969Newer

Newer than 24% of homes nearby

How 31 River St ranks against every home in each area.
MeasureThis homeChateaugay 12920Franklin County
Estimated valuepricier than$92,65315% of homes25% of homes
Price per ft²pricier than$9443% of homes47% of homes
Living areabigger than982 ft²26% of homes25% of homes
Lot sizebigger than0.25 ac16% of homes18% of homes
Year builtnewer than190024% of homes21% of homes

About 31 River St

How much is 31 River St, Chateaugay, NY worth?

The TopHap Estimate for 31 River St, Chateaugay, NY is $92,653 as of Jul 14, 2026. The likely range is $83,461 to $101,845. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 31 River St, Chateaugay, NY last sell?

31 River St, Chateaugay, NY last sold on Oct 22, 2025 for $87,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 31 River St, Chateaugay, NY?

31 River St, Chateaugay, NY has 2 bedrooms, 1 bathrooms, 982 square feet of living space and a 0.25-acre lot.

When was 31 River St, Chateaugay, NY built?

31 River St, Chateaugay, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 31 River St, Chateaugay, NY?

31 River St, Chateaugay, NY is assigned to Chateaugay High School (middle), rated A; Chateaugay Elementary School (elementary), rated C-. All sit in Chateaugay Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31 River St, Chateaugay, NY compare to other homes in Chateaugay 12920?

Among the 1,349 homes in Chateaugay 12920, it is worth more than 15% of them ($92,653 against a typical $160,522), its price per square foot is higher than 43% of them ($94 against a typical $102), it is bigger than 26% of them (982 ft² against a typical 1,390 ft²), its lot is bigger than 16% of them (0.25 ac against a typical 1.06 ac) and it is newer than 24% of them (1900 against a typical 1969). Measured against all of Franklin County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31 River St, Chateaugay, NY?

The 2025 property tax bill for 31 River St, Chateaugay, NY was $799. The county assessed it at $90,000.

Closest homes

More homes in Chateaugay 12920

Assigned schools

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