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Single Family ResidenceResidential
$254,805$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $125,000 on May 1, 1996

403 RUSSELL CUMMINS RD

FALMOUTH, KY 41040
2
Beds
1
Baths
1,305 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
103.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.

Valuation

$255K
$224K low$285K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · May 1, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$239,805
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$191,844
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.6%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
HERITAGE BANK · recorded Nov 21, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,234 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$148,350 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$148,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$148,350

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
80
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.71 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPendleton
Lot (acres)The size of the land the home sits on, from county records.103.24
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Pendleton County High SchoolC-
High · Grades 9–12 · 5.1 mi
E
Southern Elementary SchoolC+
Elementary · Grades PK–5 · 6.2 mi
M
Phillip Sharp Middle SchoolD
Middle · Grades 6–8 · 6.6 mi

District: Pendleton County School District

Neighborhood · ZIP 41040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.197
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,288
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,318
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 Russell Cummins Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Falmouth 41040
  • Costs more per square foot than 78% of homes in Falmouth 41040
  • Has a bigger lot than 95% of homes in Falmouth 41040
  • Older than 81% of homes in Pendleton County

What homes are worth in Falmouth 41040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$22K$580K

This home is worth more than 74% of homes in Falmouth 41040.

How it measures up in Falmouth 41040

The dot is this home. The mark in the middle is the typical home in Falmouth 41040.

Estimated value$254,805
CheaperTypical $172,183Pricier

Pricier than 74% of homes nearby

Price per ft²$195
CheaperTypical $144Pricier

Pricier than 78% of homes nearby

Living area1,305 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 46% of homes nearby

Lot size103.24 ac
SmallerTypical 4.48 acBigger

Bigger than 95% of homes nearby

Year built1952
OlderTypical 1985Newer

Newer than 24% of homes nearby

How 403 Russell Cummins Rd ranks against every home in each area.
MeasureThis homeFalmouth 41040Pendleton County
Estimated valuepricier than$254,80574% of homes65% of homes
Price per ft²pricier than$19578% of homes72% of homes
Living areabigger than1,305 ft²46% of homes41% of homes
Lot sizebigger than103.24 ac95% of homes95% of homes
Year builtnewer than195224% of homes19% of homes

About 403 Russell Cummins Rd

How much is 403 Russell Cummins Rd, Falmouth, KY worth?

The TopHap Estimate for 403 Russell Cummins Rd, Falmouth, KY is $254,805 as of Jul 14, 2026. The likely range is $224,119 to $285,491. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 Russell Cummins Rd, Falmouth, KY last sell?

403 Russell Cummins Rd, Falmouth, KY last sold on May 1, 1996 for $125,000, according to the county's recorded deed.

How big is 403 Russell Cummins Rd, Falmouth, KY?

403 Russell Cummins Rd, Falmouth, KY has 2 bedrooms, 1 bathrooms, 1,305 square feet of living space and a 103.24-acre lot.

When was 403 Russell Cummins Rd, Falmouth, KY built?

403 Russell Cummins Rd, Falmouth, KY was built in 1952, making it 74 years old.

What schools serve 403 Russell Cummins Rd, Falmouth, KY?

403 Russell Cummins Rd, Falmouth, KY is assigned to Pendleton County High School (high), rated C-; Southern Elementary School (elementary), rated C+; Phillip Sharp Middle School (middle), rated D. All sit in Pendleton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 Russell Cummins Rd, Falmouth, KY compare to other homes in Falmouth 41040?

Among the 3,154 homes in Falmouth 41040, it is worth more than 74% of them ($254,805 against a typical $172,183), its price per square foot is higher than 78% of them ($195 against a typical $144), it is bigger than 46% of them (1,305 ft² against a typical 1,344 ft²), its lot is bigger than 95% of them (103.24 ac against a typical 4.48 ac) and it is newer than 24% of them (1952 against a typical 1985). Measured against all of Pendleton County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 Russell Cummins Rd, Falmouth, KY?

The 2025 property tax bill for 403 Russell Cummins Rd, Falmouth, KY was $1,234. The county assessed it at $148,350.

Closest homes

More homes in Falmouth 41040

Assigned schools

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