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Single Family ResidenceResidential
$198,615$169 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

584 RUSSELL CUMMINS RD

FALMOUTH, KY 41040
2
Beds
1
Baths
1,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
21.07 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$199K
$177K low$220K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$135,615
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$108,492
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$63,000
GUARDIAN SAVINGS BANK FSB · recorded Nov 29, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$711 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$106,300 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$106,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$106,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.42 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPendleton
Lot (acres)The size of the land the home sits on, from county records.21.07
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Pendleton County High SchoolC-
High · Grades 9–12 · 4.9 mi
E
Southern Elementary SchoolC+
Elementary · Grades PK–5 · 6.0 mi
M
Phillip Sharp Middle SchoolD
Middle · Grades 6–8 · 6.3 mi

District: Pendleton County School District

Neighborhood · ZIP 41040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.197
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,288
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,318
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

584 Russell Cummins Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 65% of homes in Falmouth 41040
  • Smaller than 70% of homes in Pendleton County
  • Has a bigger lot than 78% of homes in Pendleton County
  • Older than 85% of homes in Pendleton County

What homes are worth in Falmouth 41040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$22K$580K

This home is worth more than 59% of homes in Falmouth 41040.

How it measures up in Falmouth 41040

The dot is this home. The mark in the middle is the typical home in Falmouth 41040.

Estimated value$198,615
CheaperTypical $172,183Pricier

Pricier than 59% of homes nearby

Price per ft²$169
CheaperTypical $144Pricier

Pricier than 65% of homes nearby

Living area1,176 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 35% of homes nearby

Lot size21.07 ac
SmallerTypical 4.48 acBigger

Bigger than 76% of homes nearby

Year built1940
OlderTypical 1985Newer

Newer than 17% of homes nearby

How 584 Russell Cummins Rd ranks against every home in each area.
MeasureThis homeFalmouth 41040Pendleton County
Estimated valuepricier than$198,61559% of homes50% of homes
Price per ft²pricier than$16965% of homes56% of homes
Living areabigger than1,176 ft²35% of homes30% of homes
Lot sizebigger than21.07 ac76% of homes78% of homes
Year builtnewer than194017% of homes15% of homes

About 584 Russell Cummins Rd

How much is 584 Russell Cummins Rd, Falmouth, KY worth?

The TopHap Estimate for 584 Russell Cummins Rd, Falmouth, KY is $198,615 as of Jul 14, 2026. The likely range is $177,346 to $219,884. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 584 Russell Cummins Rd, Falmouth, KY?

584 Russell Cummins Rd, Falmouth, KY has 2 bedrooms, 1 bathrooms, 1,176 square feet of living space and a 21.07-acre lot.

When was 584 Russell Cummins Rd, Falmouth, KY built?

584 Russell Cummins Rd, Falmouth, KY was built in 1940, making it 86 years old. The building has 2 stories.

What schools serve 584 Russell Cummins Rd, Falmouth, KY?

584 Russell Cummins Rd, Falmouth, KY is assigned to Pendleton County High School (high), rated C-; Southern Elementary School (elementary), rated C+; Phillip Sharp Middle School (middle), rated D. All sit in Pendleton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 584 Russell Cummins Rd, Falmouth, KY compare to other homes in Falmouth 41040?

Among the 3,154 homes in Falmouth 41040, it is worth more than 59% of them ($198,615 against a typical $172,183), its price per square foot is higher than 65% of them ($169 against a typical $144), it is bigger than 35% of them (1,176 ft² against a typical 1,344 ft²), its lot is bigger than 76% of them (21.07 ac against a typical 4.48 ac) and it is newer than 17% of them (1940 against a typical 1985). Measured against all of Pendleton County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 584 Russell Cummins Rd, Falmouth, KY?

The 2025 property tax bill for 584 Russell Cummins Rd, Falmouth, KY was $711. The county assessed it at $106,300.

Closest homes

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Assigned schools

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