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Single Family ResidenceResidential
$670,186$473 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,700,000 on Mar 9, 2026

46 ROSE LN

BEARSVILLE, NY 12409
2
Beds
2
Baths
1,418 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.94 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$670K
$621K low$720K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,700,000 · Mar 9, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$415,186
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$332,149
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$255,000
Null Placeholder · 6.22% · recorded May 4, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,014 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$347,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$92,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$255,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$347,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$738,298

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyULSTER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2007
Lot (acres)The size of the land the home sits on, from county records.3.94
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.View Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 624 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 12409These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,315
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.68 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,178
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$141,046
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

46 Rose Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Ulster County
  • Costs more per square foot than 93% of homes in Ulster County
  • Smaller than 67% of homes in Bearsville 12409
  • Has a bigger lot than 81% of homes in Ulster County
  • Newer than 89% of homes in Bearsville 12409

What homes are worth in Bearsville 12409

Each bar is how many homes fall in that price range. The marker is this home.

This home
$275K$2M

This home is worth more than 52% of homes in Bearsville 12409.

How it measures up in Bearsville 12409

The dot is this home. The mark in the middle is the typical home in Bearsville 12409.

Estimated value$670,186
CheaperTypical $667,111Pricier

Pricier than 52% of homes nearby

Price per ft²$473
CheaperTypical $390Pricier

Pricier than 75% of homes nearby

Living area1,418 ft²
SmallerTypical 1,720 ft²Bigger

Bigger than 33% of homes nearby

Lot size3.94 ac
SmallerTypical 3.07 acBigger

Bigger than 62% of homes nearby

Year built2001
OlderTypical 1963Newer

Newer than 89% of homes nearby

How 46 Rose Ln ranks against every home in each area.
MeasureThis homeBearsville 12409Ulster County
Estimated valuepricier than$670,18652% of homes83% of homes
Price per ft²pricier than$47375% of homes93% of homes
Living areabigger than1,418 ft²33% of homes38% of homes
Lot sizebigger than3.94 ac62% of homes81% of homes
Year builtnewer than200189% of homes88% of homes

About 46 Rose Ln

How much is 46 Rose Ln, Bearsville, NY worth?

The TopHap Estimate for 46 Rose Ln, Bearsville, NY is $670,186 as of Jul 14, 2026. The likely range is $620,636 to $719,736. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 46 Rose Ln, Bearsville, NY last sell?

46 Rose Ln, Bearsville, NY last sold on Mar 9, 2026 for $1,700,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 46 Rose Ln, Bearsville, NY?

46 Rose Ln, Bearsville, NY has 2 bedrooms, 2 bathrooms, 1,418 square feet of living space and a 3.94-acre lot.

When was 46 Rose Ln, Bearsville, NY built?

46 Rose Ln, Bearsville, NY was built in 2001, making it 25 years old. It is a ranch home. The building has 1 story.

How does 46 Rose Ln, Bearsville, NY compare to other homes in Bearsville 12409?

Among the 663 homes in Bearsville 12409, it is worth more than 52% of them ($670,186 against a typical $667,111), its price per square foot is higher than 75% of them ($473 against a typical $390), it is bigger than 33% of them (1,418 ft² against a typical 1,720 ft²), its lot is bigger than 62% of them (3.94 ac against a typical 3.07 ac) and it is newer than 89% of them (2001 against a typical 1963). Measured against all of Ulster County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 46 Rose Ln, Bearsville, NY?

The 2025 property tax bill for 46 Rose Ln, Bearsville, NY was $9,014. The county assessed it at $347,000.

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