Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$664,075$252 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

492 COUNTY ROUTE 48

THOMPSON RIDGE, NY 10985
3
Beds
3 / 1
Baths
2,640 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$664K
$635K low$693K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$624,075
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$499,260
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.6%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
ALBANK FSB · E · recorded Jan 26, 1998

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$110,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$81,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$110,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$491,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
94
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.80 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyOrange
Lot (acres)The size of the land the home sits on, from county records.12.80
HeatingThe type of heating system in the home.Hot Water

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pine Bush Elementary SchoolB+
Elementary · Grades PK–5 · 3.5 mi
H
Pine Bush Senior High SchoolB
High · Grades 9–12 · 3.8 mi
M
Crispell Middle SchoolB+
Middle · Grades 6–8 · 4.1 mi

District: Pine Bush Central School District

Neighborhood · ZIP 10985These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.77

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.48
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.187 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,255
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$153,317
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

492 County Route 48 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Orange County
  • Bigger than 84% of homes in Orange County
  • Has a bigger lot than 98% of homes in Orange County
  • Newer than 69% of homes in Orange County

What homes are worth in Orange County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$198K$840K

This home is worth more than 89% of homes in Orange County.

How it measures up in Orange County

The dot is this home. The mark in the middle is the typical home in Orange County.

Estimated value$664,075
CheaperTypical $472,328Pricier

Pricier than 81% of homes nearby

Price per ft²$252
CheaperTypical $270Pricier

Pricier than 37% of homes nearby

Living area2,640 ft²
SmallerTypical 1,777 ft²Bigger

Bigger than 84% of homes nearby

Lot size12.8 ac
SmallerTypical 0.36 acBigger

Bigger than 98% of homes nearby

Year built1991
OlderTypical 1975Newer

Newer than 69% of homes nearby

How 492 County Route 48 ranks against every home in each area.
MeasureThis homeOrange County
Estimated valuepricier than$664,07581% of homes
Price per ft²pricier than$25237% of homes
Living areabigger than2,640 ft²84% of homes
Lot sizebigger than12.8 ac98% of homes
Year builtnewer than199169% of homes

About 492 County Route 48

How much is 492 County Route 48, Thompson Ridge, NY worth?

The TopHap Estimate for 492 County Route 48, Thompson Ridge, NY is $664,075 as of Jul 14, 2026. The likely range is $634,986 to $693,164. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 492 County Route 48, Thompson Ridge, NY?

492 County Route 48, Thompson Ridge, NY has 3 bedrooms, 3 bathrooms, 2,640 square feet of living space and a 12.80-acre lot.

When was 492 County Route 48, Thompson Ridge, NY built?

492 County Route 48, Thompson Ridge, NY was built in 1991, making it 35 years old. It is a colonial home. The building has 2 stories.

What schools serve 492 County Route 48, Thompson Ridge, NY?

492 County Route 48, Thompson Ridge, NY is assigned to Pine Bush Elementary School (elementary), rated B+; Pine Bush Senior High School (high), rated B; Crispell Middle School (middle), rated B+. All sit in Pine Bush Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 492 County Route 48, Thompson Ridge, NY compare to other homes in Orange County?

Among the 119,141 homes in Orange County, it is worth more than 81% of them ($664,075 against a typical $472,328), its price per square foot is higher than 37% of them ($252 against a typical $270), it is bigger than 84% of them (2,640 ft² against a typical 1,777 ft²), its lot is bigger than 98% of them (12.8 ac against a typical 0.36 ac) and it is newer than 69% of them (1991 against a typical 1975). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Thompson Ridge 10985

Assigned schools

Explore the area

See this home in context

Open 492 County Route 48 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map