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Rural ResidenceResidential
$404,591$270 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

537 INSURANCE RD

RICHMOND, TX 77469
0
Baths
1,500 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.

Valuation

$405K
$374K low$435K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$367,091
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$293,673
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$37,500
PROSPERITY BANK · recorded Nov 23, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,008 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$64,249 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$64,249
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$104,247

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.46 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyFort Bend
Lot (acres)The size of the land the home sits on, from county records.1.50
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Velasquez Elementary SchoolB
Elementary · Grades PK–5 · 2.7 mi
H
George Ranch High SchoolA-
High · Grades 9–12 · 3.3 mi
M
Reading Junior High SchoolA+
Middle · Grades 7–8 · 3.4 mi

District: Lamar Consolidated Independent School District

Neighborhood · ZIP 77469These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.66,911
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.590 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,362
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,495
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

537 Insurance Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Richmond 77469
  • Among the highest price per square foot in Richmond 77469
  • Smaller than 89% of homes in Fort Bend County
  • Has a bigger lot than 97% of homes in Fort Bend County
  • Older than 90% of homes in Richmond 77469

What homes are worth in Richmond 77469

Each bar is how many homes fall in that price range. The marker is this home.

This home
$144K$858K

This home is worth more than 70% of homes in Richmond 77469.

How it measures up in Richmond 77469

The dot is this home. The mark in the middle is the typical home in Richmond 77469.

Estimated value$404,591
CheaperTypical $341,541Pricier

Pricier than 70% of homes nearby

Price per ft²$270
CheaperTypical $157Pricier

Pricier than almost all homes nearby

Living area1,500 ft²
SmallerTypical 2,217 ft²Bigger

Bigger than 17% of homes nearby

Lot size1.5 ac
SmallerTypical 0.18 acBigger

Bigger than 96% of homes nearby

Year built1980
OlderTypical 2014Newer

Newer than 10% of homes nearby

How 537 Insurance Rd ranks against every home in each area.
MeasureThis homeRichmond 77469Fort Bend County
Estimated valuepricier than$404,59170% of homes54% of homes
Price per ft²pricier than$270almost all homes97% of homes
Living areabigger than1,500 ft²17% of homes11% of homes
Lot sizebigger than1.5 ac96% of homes97% of homes
Year builtnewer than198010% of homes13% of homes

About 537 Insurance Rd

How much is 537 Insurance Rd, Richmond, TX worth?

The TopHap Estimate for 537 Insurance Rd, Richmond, TX is $404,591 as of Jul 14, 2026. The likely range is $374,221 to $434,961. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 537 Insurance Rd, Richmond, TX last sell?

537 Insurance Rd, Richmond, TX last sold on Nov 23, 2021, according to the county's recorded deed.

How big is 537 Insurance Rd, Richmond, TX?

537 Insurance Rd, Richmond, TX has 1,500 square feet of living space and a 1.50-acre lot.

When was 537 Insurance Rd, Richmond, TX built?

537 Insurance Rd, Richmond, TX was built in 1980, making it 46 years old.

What schools serve 537 Insurance Rd, Richmond, TX?

537 Insurance Rd, Richmond, TX is assigned to Velasquez Elementary School (elementary), rated B; George Ranch High School (high), rated A-; Reading Junior High School (middle), rated A+. All sit in Lamar Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 537 Insurance Rd, Richmond, TX compare to other homes in Richmond 77469?

Among the 25,677 homes in Richmond 77469, it is worth more than 70% of them ($404,591 against a typical $341,541), its price per square foot is higher than almost all of them ($270 against a typical $157), it is bigger than 17% of them (1,500 ft² against a typical 2,217 ft²), its lot is bigger than 96% of them (1.5 ac against a typical 0.18 ac) and it is newer than 10% of them (1980 against a typical 2014). Measured against all of Fort Bend County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 537 Insurance Rd, Richmond, TX?

The 2025 property tax bill for 537 Insurance Rd, Richmond, TX was $1,008. The county assessed it at $64,249.

Closest homes

More homes in Richmond 77469

Assigned schools

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