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Single Family ResidenceResidential
$138,075$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $16,000 on May 20, 2002

653 PROSPECT ST

CHAMPLAIN, NY 12919
4
Beds
2 / 1
Baths
1,305 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1876
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$138K
$119K low$157K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$16,000 · May 20, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$138,075
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$110,460

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,125 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$141,200 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$120,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$141,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.0.32
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 232 ft²

Neighborhood · ZIP 12919These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.158

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,065
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,495
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,209
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

653 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Clinton County
  • Costs less per square foot than 78% of homes in Clinton County
  • Has a smaller lot than 85% of homes in Champlain 12919
  • Older than 92% of homes in Clinton County

What homes are worth in Champlain 12919

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$580K

This home is worth more than 22% of homes in Champlain 12919.

How it measures up in Champlain 12919

The dot is this home. The mark in the middle is the typical home in Champlain 12919.

Estimated value$138,075
CheaperTypical $190,057Pricier

Pricier than 22% of homes nearby

Price per ft²$106
CheaperTypical $124Pricier

Pricier than 29% of homes nearby

Living area1,305 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.32 ac
SmallerTypical 0.92 acBigger

Bigger than 15% of homes nearby

Year built1876
OlderTypical 1970Newer

Newer than 16% of homes nearby

How 653 Prospect St ranks against every home in each area.
MeasureThis homeChamplain 12919Clinton County
Estimated valuepricier than$138,07522% of homes18% of homes
Price per ft²pricier than$10629% of homes22% of homes
Living areabigger than1,305 ft²42% of homes39% of homes
Lot sizebigger than0.32 ac15% of homes25% of homes
Year builtnewer than187616% of homes8% of homes

About 653 Prospect St

How much is 653 Prospect St, Champlain, NY worth?

The TopHap Estimate for 653 Prospect St, Champlain, NY is $138,075 as of Jul 14, 2026. The likely range is $118,920 to $157,230. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 653 Prospect St, Champlain, NY last sell?

653 Prospect St, Champlain, NY last sold on May 20, 2002 for $16,000, according to the county's recorded deed.

How big is 653 Prospect St, Champlain, NY?

653 Prospect St, Champlain, NY has 4 bedrooms, 2 bathrooms, 1,305 square feet of living space and a 0.32-acre lot.

When was 653 Prospect St, Champlain, NY built?

653 Prospect St, Champlain, NY was built in 1876, making it 150 years old. It is a traditional/old home. The building has 2 stories.

How does 653 Prospect St, Champlain, NY compare to other homes in Champlain 12919?

Among the 1,284 homes in Champlain 12919, it is worth more than 22% of them ($138,075 against a typical $190,057), its price per square foot is higher than 29% of them ($106 against a typical $124), it is bigger than 42% of them (1,305 ft² against a typical 1,404 ft²), its lot is bigger than 15% of them (0.32 ac against a typical 0.92 ac) and it is newer than 16% of them (1876 against a typical 1970). Measured against all of Clinton County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 653 Prospect St, Champlain, NY?

The 2024 property tax bill for 653 Prospect St, Champlain, NY was $4,125. The county assessed it at $141,200.

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