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Single Family ResidenceResidential
$153,960$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

657 PROSPECT ST

CHAMPLAIN, NY 12919
2
Beds
1
Baths
1,868 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$154K
$136K low$172K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,551 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$155,800 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$141,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$132,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$155,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.1.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 164 ft²

Neighborhood · ZIP 12919These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.158

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,065
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,495
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,209
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

657 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Clinton County
  • Costs less per square foot than 86% of homes in Champlain 12919
  • Bigger than 79% of homes in Champlain 12919
  • Older than 74% of homes in Clinton County

What homes are worth in Champlain 12919

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$507K

This home is worth more than 39% of homes in Champlain 12919.

How it measures up in Champlain 12919

The dot is this home. The mark in the middle is the typical home in Champlain 12919.

Estimated value$153,960
CheaperTypical $172,885Pricier

Pricier than 39% of homes nearby

Price per ft²$82
CheaperTypical $113Pricier

Pricier than 14% of homes nearby

Living area1,868 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 79% of homes nearby

Lot size1 ac
SmallerTypical 0.92 acBigger

Bigger than 58% of homes nearby

Year built1945
OlderTypical 1970Newer

Newer than 32% of homes nearby

How 657 Prospect St ranks against every home in each area.
MeasureThis homeChamplain 12919Clinton County
Estimated valuepricier than$153,96039% of homes34% of homes
Price per ft²pricier than$8214% of homes17% of homes
Living areabigger than1,868 ft²79% of homes74% of homes
Lot sizebigger than1 ac58% of homes58% of homes
Year builtnewer than194532% of homes26% of homes

About 657 Prospect St

How much is 657 Prospect St, Champlain, NY worth?

The TopHap Estimate for 657 Prospect St, Champlain, NY is $153,960 as of Aug 30, 2026. The likely range is $136,181 to $171,739. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 657 Prospect St, Champlain, NY last sell?

657 Prospect St, Champlain, NY last sold on Jun 13, 2000, according to the county's recorded deed.

How big is 657 Prospect St, Champlain, NY?

657 Prospect St, Champlain, NY has 2 bedrooms, 1 bathrooms, 1,868 square feet of living space and a 1.00-acre lot.

When was 657 Prospect St, Champlain, NY built?

657 Prospect St, Champlain, NY was built in 1945, making it 81 years old. It is a traditional/old home. The building has 2 stories.

How does 657 Prospect St, Champlain, NY compare to other homes in Champlain 12919?

Among the 1,284 homes in Champlain 12919, it is worth more than 39% of them ($153,960 against a typical $172,885), its price per square foot is higher than 14% of them ($82 against a typical $113), it is bigger than 79% of them (1,868 ft² against a typical 1,404 ft²), its lot is bigger than 58% of them (1 ac against a typical 0.92 ac) and it is newer than 32% of them (1945 against a typical 1970). Measured against all of Clinton County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 657 Prospect St, Champlain, NY?

The 2024 property tax bill for 657 Prospect St, Champlain, NY was $4,551. The county assessed it at $155,800.

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