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Single Family ResidenceResidential
$130,988$135 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

656 PROSPECT ST

CHAMPLAIN, NY 12919
4
Beds
1
Baths
972 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$131K
$117K low$145K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,328 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$127,800 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$117,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$108,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$127,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.0.30
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Neighborhood · ZIP 12919These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.158

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,065
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,495
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,209
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

656 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Clinton County
  • Costs more per square foot than 68% of homes in Champlain 12919
  • Smaller than 84% of homes in Clinton County
  • Has a smaller lot than 86% of homes in Champlain 12919

What homes are worth in Champlain 12919

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$487K

This home is worth more than 26% of homes in Champlain 12919.

How it measures up in Champlain 12919

The dot is this home. The mark in the middle is the typical home in Champlain 12919.

Estimated value$130,988
CheaperTypical $172,033Pricier

Pricier than 26% of homes nearby

Price per ft²$135
CheaperTypical $114Pricier

Pricier than 68% of homes nearby

Living area972 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.3 ac
SmallerTypical 0.92 acBigger

Bigger than 14% of homes nearby

Year built1956
OlderTypical 1970Newer

Newer than 39% of homes nearby

How 656 Prospect St ranks against every home in each area.
MeasureThis homeChamplain 12919Clinton County
Estimated valuepricier than$130,98826% of homes24% of homes
Price per ft²pricier than$13568% of homes56% of homes
Living areabigger than972 ft²18% of homes16% of homes
Lot sizebigger than0.3 ac14% of homes23% of homes
Year builtnewer than195639% of homes36% of homes

About 656 Prospect St

How much is 656 Prospect St, Champlain, NY worth?

The TopHap Estimate for 656 Prospect St, Champlain, NY is $130,988 as of Sep 24, 2026. The likely range is $116,952 to $145,024. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 656 Prospect St, Champlain, NY?

656 Prospect St, Champlain, NY has 4 bedrooms, 1 bathrooms, 972 square feet of living space and a 0.30-acre lot.

When was 656 Prospect St, Champlain, NY built?

656 Prospect St, Champlain, NY was built in 1956, making it 70 years old. It is a ranch home. The building has 1 story.

How does 656 Prospect St, Champlain, NY compare to other homes in Champlain 12919?

Among the 1,284 homes in Champlain 12919, it is worth more than 26% of them ($130,988 against a typical $172,033), its price per square foot is higher than 68% of them ($135 against a typical $114), it is bigger than 18% of them (972 ft² against a typical 1,408 ft²), its lot is bigger than 14% of them (0.3 ac against a typical 0.92 ac) and it is newer than 39% of them (1956 against a typical 1970). Measured against all of Clinton County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 656 Prospect St, Champlain, NY?

The 2024 property tax bill for 656 Prospect St, Champlain, NY was $3,328. The county assessed it at $127,800.

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