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Rural ResidenceResidential
$1,037,476$322 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

87 RESSIQUE ST

CARMEL, NY 10512
4
Beds
4 / 1
Baths
3,221 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
25.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$895K low$1.2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$861,919
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$689,535
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
WACHOVIA MORTGAGE CORP · recorded Nov 7, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,557
WELLS FARGO BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$22,842 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$900,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$831,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$68,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$900,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$900,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyPutnam
Lot (acres)The size of the land the home sits on, from county records.25.11
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.GazeboPorch · 1,725 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kent Elementary SchoolB-
Elementary · Grades KG–4 · 1.9 mi
M
George Fischer Middle SchoolC
Middle · Grades 5–8 · 5.2 mi
H
Carmel High SchoolB
High · Grades 9–12 · 5.3 mi

District: Carmel Central School District

Neighborhood · ZIP 10512These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.24,045
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.397 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$113,578
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,544
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

87 Ressique St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Carmel 10512
  • Bigger than 94% of homes in Carmel 10512
  • Among the largest lots in Carmel 10512
  • Newer than 73% of homes in Carmel 10512

What homes are worth in Carmel 10512

Each bar is how many homes fall in that price range. The marker is this home.

This home
$204K$1M

This home is worth more than 98% of homes in Carmel 10512.

How it measures up in Carmel 10512

The dot is this home. The mark in the middle is the typical home in Carmel 10512.

Estimated value$1,037,476
CheaperTypical $515,227Pricier

Pricier than 98% of homes nearby

Price per ft²$322
CheaperTypical $323Pricier

Pricier than 50% of homes nearby

Living area3,221 ft²
SmallerTypical 1,596 ft²Bigger

Bigger than 94% of homes nearby

Lot size25.11 ac
SmallerTypical 0.48 acBigger

Bigger than almost all homes nearby

Year built1985
OlderTypical 1969Newer

Newer than 73% of homes nearby

How 87 Ressique St ranks against every home in each area.
MeasureThis homeCarmel 10512Putnam County
Estimated valuepricier than$1,037,47698% of homes94% of homes
Price per ft²pricier than$32250% of homes47% of homes
Living areabigger than3,221 ft²94% of homes92% of homes
Lot sizebigger than25.11 acalmost all homesalmost all homes
Year builtnewer than198573% of homes73% of homes

About 87 Ressique St

How much is 87 Ressique St, Carmel, NY worth?

The TopHap Estimate for 87 Ressique St, Carmel, NY is $1,037,476 as of Jul 14, 2026. The likely range is $895,202 to $1,179,750. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 87 Ressique St, Carmel, NY?

87 Ressique St, Carmel, NY has 4 bedrooms, 4 bathrooms, 3,221 square feet of living space and a 25.11-acre lot.

When was 87 Ressique St, Carmel, NY built?

87 Ressique St, Carmel, NY was built in 1985, making it 41 years old. It is a contemporary home. The building has 2 stories.

What schools serve 87 Ressique St, Carmel, NY?

87 Ressique St, Carmel, NY is assigned to Kent Elementary School (elementary), rated B-; George Fischer Middle School (middle), rated C; Carmel High School (high), rated B. All sit in Carmel Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 87 Ressique St, Carmel, NY compare to other homes in Carmel 10512?

Among the 9,325 homes in Carmel 10512, it is worth more than 98% of them ($1,037,476 against a typical $515,227), its price per square foot is higher than 50% of them ($322 against a typical $323), it is bigger than 94% of them (3,221 ft² against a typical 1,596 ft²), its lot is bigger than almost all of them (25.11 ac against a typical 0.48 ac) and it is newer than 73% of them (1985 against a typical 1969). Measured against all of Putnam County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 87 Ressique St, Carmel, NY?

The 2025 property tax bill for 87 Ressique St, Carmel, NY was $22,842. The county assessed it at $900,000.

Closest homes

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Assigned schools

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