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Single Family ResidenceResidential
$170,627$296 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

COLDWATER, MS 38618
2
Beds
0
Baths
576 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
23.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$171K
$149K low$192K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$559 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,563 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,901
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$662
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,563
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$30,419

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
56
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
45
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTate
Lot (acres)The size of the land the home sits on, from county records.23.40
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Independence High SchoolD-
Middle · Grades 7–12 · 6.5 mi
E
East Tate Elementary SchoolC
Elementary · Grades KG–6 · 7.5 mi

District: Tate County School District

Neighborhood · ZIP 38618These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.155
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.141

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,123
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,402
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,534
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Tate County
  • Among the highest price per square foot in Coldwater 38618
  • Among the smallest homes in Coldwater 38618
  • Has a bigger lot than 91% of homes in Coldwater 38618
  • Older than 96% of homes in Coldwater 38618

What homes are worth in Coldwater 38618

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$642K

This home is worth more than 25% of homes in Coldwater 38618.

How it measures up in Coldwater 38618

The dot is this home. The mark in the middle is the typical home in Coldwater 38618.

Estimated value$170,627
CheaperTypical $248,354Pricier

Pricier than 25% of homes nearby

Price per ft²$296
CheaperTypical $139Pricier

Pricier than almost all homes nearby

Living area576 ft²
SmallerTypical 1,701 ft²Bigger

Smaller than almost all homes nearby

Lot size23.4 ac
SmallerTypical 3.1 acBigger

Bigger than 91% of homes nearby

Year built1940
OlderTypical 1990Newer

Newer than 4% of homes nearby

How ranks against every home in each area.
MeasureThis homeColdwater 38618Tate County
Estimated valuepricier than$170,62725% of homes22% of homes
Price per ft²pricier than$296almost all homesalmost all homes
Living areabigger than576 ft²almost no homesalmost no homes
Lot sizebigger than23.4 ac91% of homes91% of homes
Year builtnewer than19404% of homes5% of homes

About

How much is , Coldwater, MS worth?

The TopHap Estimate for , Coldwater, MS is $170,627 as of Jul 14, 2026. The likely range is $148,915 to $192,339. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is , Coldwater, MS?

, Coldwater, MS has 2 bedrooms, 576 square feet of living space and a 23.40-acre lot.

When was , Coldwater, MS built?

, Coldwater, MS was built in 1940, making it 86 years old.

What schools serve , Coldwater, MS?

, Coldwater, MS is assigned to Independence High School (middle), rated D-; East Tate Elementary School (elementary), rated C. All sit in Tate County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Coldwater, MS compare to other homes in Coldwater 38618?

Among the 4,744 homes in Coldwater 38618, it is worth more than 25% of them ($170,627 against a typical $248,354), its price per square foot is higher than almost all of them ($296 against a typical $139), it is bigger than almost none of them (576 ft² against a typical 1,701 ft²), its lot is bigger than 91% of them (23.4 ac against a typical 3.1 ac) and it is newer than 4% of them (1940 against a typical 1990). Measured against all of Tate County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Coldwater, MS?

The 2025 property tax bill for , Coldwater, MS was $559. The county assessed it at $4,563.

Closest homes

More homes in Coldwater 38618

Assigned schools

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