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Single Family ResidenceResidential
$735,000$1,332 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $735,000 on Jul 25, 2026

1266 RUSSELL CUMMINS RD

FALMOUTH, KY 41040
3
Beds
3
Baths
552 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
84.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$735K
$628K low$842K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$735,000 · Jul 25, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$200,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$160,000
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$535,000
6.52% 2 · recorded Jul 25, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,417 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$243,550 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$243,550

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPENDLETON
Lot (acres)The size of the land the home sits on, from county records.84.21
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Pendleton County High SchoolC-
High · Grades 9–12 · 4.9 mi
M
Phillip Sharp Middle SchoolD
Middle · Grades 6–8 · 5.9 mi
E
Southern Elementary SchoolC+
Elementary · Grades PK–5 · 6.2 mi

District: Pendleton County School District

Neighborhood · ZIP 41040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.197
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,288
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,318
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1266 Russell Cummins Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Falmouth 41040
  • Among the highest price per square foot in Falmouth 41040
  • Among the smallest homes in Falmouth 41040
  • Has a bigger lot than 93% of homes in Pendleton County
  • Newer than 87% of homes in Falmouth 41040

What homes are worth in Falmouth 41040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$22K$580K

This home is worth more than almost all homes in Falmouth 41040.

How it measures up in Falmouth 41040

The dot is this home. The mark in the middle is the typical home in Falmouth 41040.

Estimated value$735,000
CheaperTypical $172,183Pricier

Pricier than almost all homes nearby

Price per ft²$1332
CheaperTypical $144Pricier

Pricier than almost all homes nearby

Living area552 ft²
SmallerTypical 1,344 ft²Bigger

Smaller than almost all homes nearby

Lot size84.21 ac
SmallerTypical 4.48 acBigger

Bigger than 91% of homes nearby

Year built2002
OlderTypical 1985Newer

Newer than 87% of homes nearby

How 1266 Russell Cummins Rd ranks against every home in each area.
MeasureThis homeFalmouth 41040Pendleton County
Estimated valuepricier than$735,000almost all homesalmost all homes
Price per ft²pricier than$1332almost all homesalmost all homes
Living areabigger than552 ft²almost no homesalmost no homes
Lot sizebigger than84.21 ac91% of homes93% of homes
Year builtnewer than200287% of homes84% of homes

About 1266 Russell Cummins Rd

How much is 1266 Russell Cummins Rd, Falmouth, KY worth?

The TopHap Estimate for 1266 Russell Cummins Rd, Falmouth, KY is $735,000 as of Jul 14, 2026. The likely range is $627,958 to $842,042. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1266 Russell Cummins Rd, Falmouth, KY last sell?

1266 Russell Cummins Rd, Falmouth, KY last sold on Jul 25, 2026 for $735,000, according to the county's recorded deed.

How big is 1266 Russell Cummins Rd, Falmouth, KY?

1266 Russell Cummins Rd, Falmouth, KY has 3 bedrooms, 3 bathrooms, 552 square feet of living space and a 84.21-acre lot.

When was 1266 Russell Cummins Rd, Falmouth, KY built?

1266 Russell Cummins Rd, Falmouth, KY was built in 2002, making it 24 years old.

What schools serve 1266 Russell Cummins Rd, Falmouth, KY?

1266 Russell Cummins Rd, Falmouth, KY is assigned to Pendleton County High School (high), rated C-; Phillip Sharp Middle School (middle), rated D; Southern Elementary School (elementary), rated C+. All sit in Pendleton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1266 Russell Cummins Rd, Falmouth, KY compare to other homes in Falmouth 41040?

Among the 3,154 homes in Falmouth 41040, it is worth more than almost all of them ($735,000 against a typical $172,183), its price per square foot is higher than almost all of them ($1332 against a typical $144), it is bigger than almost none of them (552 ft² against a typical 1,344 ft²), its lot is bigger than 91% of them (84.21 ac against a typical 4.48 ac) and it is newer than 87% of them (2002 against a typical 1985). Measured against all of Pendleton County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1266 Russell Cummins Rd, Falmouth, KY?

The 2025 property tax bill for 1266 Russell Cummins Rd, Falmouth, KY was $2,417. The county assessed it at $243,550.

Closest homes

More homes in Falmouth 41040

Assigned schools

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