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Single Family ResidenceResidential
$199,141$179 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $199,000 on Aug 17, 2026

1849 MALLARD DR

PANAMA CITY, FL 32404
2
Beds
1.5
Baths
1,110 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,789 ft²
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$199K
$181K low$217K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$199,000 · Aug 17, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,986 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$157,235 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,735
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$146,653
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$157,235

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBAY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2020
Lot (acres)The size of the land the home sits on, from county records.0.09
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 210 ft²Porch · 60 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Callaway Elementary SchoolB-
Elementary · Grades KG–5 · 5.3 mi
M
Rutherford High SchoolD-
Middle · Grades 6–12 · 8.2 mi

District: Bay County School District

Neighborhood · ZIP 32404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.43,338
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,101
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,878
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1849 Mallard Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Bay County
  • Costs more per square foot than 69% of homes in Panama City 32404
  • Smaller than 89% of homes in Panama City 32404
  • Has a smaller lot than 95% of homes in Panama City 32404
  • Older than 69% of homes in Panama City 32404

What homes are worth in Panama City 32404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$594K

This home is worth more than 18% of homes in Panama City 32404.

How it measures up in Panama City 32404

The dot is this home. The mark in the middle is the typical home in Panama City 32404.

Estimated value$199,141
CheaperTypical $276,519Pricier

Pricier than 18% of homes nearby

Price per ft²$179
CheaperTypical $165Pricier

Pricier than 69% of homes nearby

Living area1,110 ft²
SmallerTypical 1,629 ft²Bigger

Bigger than 11% of homes nearby

Lot size3,789 ft²
SmallerTypical 0.26 acBigger

Bigger than 5% of homes nearby

Year built1983
OlderTypical 1995Newer

Newer than 31% of homes nearby

How 1849 Mallard Dr ranks against every home in each area.
MeasureThis homePanama City 32404Bay County
Estimated valuepricier than$199,14118% of homes14% of homes
Price per ft²pricier than$17969% of homes34% of homes
Living areabigger than1,110 ft²11% of homes23% of homes
Lot sizebigger than3,789 ft²5% of homes17% of homes
Year builtnewer than198331% of homes31% of homes

About 1849 Mallard Dr

How much is 1849 Mallard Dr, Panama City, FL worth?

The TopHap Estimate for 1849 Mallard Dr, Panama City, FL is $199,141 as of Sep 24, 2026. The likely range is $181,451 to $216,831. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1849 Mallard Dr, Panama City, FL last sell?

1849 Mallard Dr, Panama City, FL last sold on Aug 17, 2026 for $199,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 1849 Mallard Dr, Panama City, FL?

1849 Mallard Dr, Panama City, FL has 2 bedrooms, 1.5 bathrooms, 1,110 square feet of living space and a 0.09-acre lot.

When was 1849 Mallard Dr, Panama City, FL built?

1849 Mallard Dr, Panama City, FL was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 1849 Mallard Dr, Panama City, FL?

1849 Mallard Dr, Panama City, FL is assigned to Callaway Elementary School (elementary), rated B-; Rutherford High School (middle), rated D-. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1849 Mallard Dr, Panama City, FL compare to other homes in Panama City 32404?

Among the 16,149 homes in Panama City 32404, it is worth more than 18% of them ($199,141 against a typical $276,519), its price per square foot is higher than 69% of them ($179 against a typical $165), it is bigger than 11% of them (1,110 ft² against a typical 1,629 ft²), its lot is bigger than 5% of them (3,789 ft² against a typical 0.26 ac) and it is newer than 31% of them (1983 against a typical 1995). Measured against all of Bay County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1849 Mallard Dr, Panama City, FL?

The 2025 property tax bill for 1849 Mallard Dr, Panama City, FL was $1,986. The county assessed it at $157,235.

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