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Single Family ResidenceResidential
$1,860,256$42 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 57How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $16,000,000 on Jan 20, 2026

197 RUGGLES AVE

NEWPORT, RI 02840
20
Beds
9
Baths
43,833 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
80
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.9M
$1.1M low$2.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$16,000,000 · Jan 20, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.209%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$3,000,000
SEAVIEW TERRACE RE · recorded Jan 20, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$73,620 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,472,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,025,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,447,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNEWPORT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1972
Lot (acres)The size of the land the home sits on, from county records.7.64
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Rogers High SchoolC
High · Grades 9–12 · 0.9 mi
M
Frank E. Thompson Middle SchoolD+
Middle · Grades 5–8 · 1.7 mi
E
Claiborne Pell Elementary SchoolC-
Elementary · Grades PK–4 · 2.8 mi

District: Newport School District

Neighborhood · ZIP 02840These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.23,137
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,164 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,578
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,528
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 Ruggles Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Newport County
  • Among the lowest price per square foot in Newport 02840
  • Among the largest homes in Newport 02840
  • Among the largest lots in Newport 02840
  • Older than 84% of homes in Newport County

What homes are worth in Newport 02840

Each bar is how many homes fall in that price range. The marker is this home.

This home
$359K$4.9M

This home is worth more than 85% of homes in Newport 02840.

How it measures up in Newport 02840

The dot is this home. The mark in the middle is the typical home in Newport 02840.

Estimated value$1,860,256
CheaperTypical $943,412Pricier

Pricier than 85% of homes nearby

Price per ft²$42
CheaperTypical $654Pricier

Cheaper than almost all homes nearby

Living area43,833 ft²
SmallerTypical 1,653 ft²Bigger

Bigger than almost all homes nearby

Lot size7.64 ac
SmallerTypical 0.11 acBigger

Bigger than almost all homes nearby

Year built1900
OlderTypical 1920Newer

Newer than 43% of homes nearby

How 197 Ruggles Ave ranks against every home in each area.
MeasureThis homeNewport 02840Newport County
Estimated valuepricier than$1,860,25685% of homes90% of homes
Price per ft²pricier than$42almost no homesalmost no homes
Living areabigger than43,833 ft²almost all homesalmost all homes
Lot sizebigger than7.64 acalmost all homes98% of homes
Year builtnewer than190043% of homes16% of homes

About 197 Ruggles Ave

How much is 197 Ruggles Ave, Newport, RI worth?

The TopHap Estimate for 197 Ruggles Ave, Newport, RI is $1,860,256 as of Jul 14, 2026. The likely range is $1,059,423 to $2,661,089. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 Ruggles Ave, Newport, RI last sell?

197 Ruggles Ave, Newport, RI last sold on Jan 20, 2026 for $16,000,000, according to the county's recorded deed.

How big is 197 Ruggles Ave, Newport, RI?

197 Ruggles Ave, Newport, RI has 20 bedrooms, 9 bathrooms, 43,833 square feet of living space and a 7.64-acre lot.

When was 197 Ruggles Ave, Newport, RI built?

197 Ruggles Ave, Newport, RI was built in 1900, making it 126 years old. The building has 3 stories.

What schools serve 197 Ruggles Ave, Newport, RI?

197 Ruggles Ave, Newport, RI is assigned to Rogers High School (high), rated C; Frank E. Thompson Middle School (middle), rated D+; Claiborne Pell Elementary School (elementary), rated C-. All sit in Newport School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 Ruggles Ave, Newport, RI compare to other homes in Newport 02840?

Among the 8,542 homes in Newport 02840, it is worth more than 85% of them ($1,860,256 against a typical $943,412), its price per square foot is higher than almost none of them ($42 against a typical $654), it is bigger than almost all of them (43,833 ft² against a typical 1,653 ft²), its lot is bigger than almost all of them (7.64 ac against a typical 0.11 ac) and it is newer than 43% of them (1900 against a typical 1920). Measured against all of Newport County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 Ruggles Ave, Newport, RI?

The 2025 property tax bill for 197 Ruggles Ave, Newport, RI was $73,620. The county assessed it at $8,472,800.

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Assigned schools

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