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Single Family ResidenceResidential
$174,763$143 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $170,000 on Oct 7, 2024

6441 WAVERLY ST

PANAMA CITY, FL 32404
3
Beds
2
Baths
1,224 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.06 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$175K
$162K low$188K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Oct 7, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$464 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$83,570 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$81,136
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$131,992

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBay
Lot (acres)The size of the land the home sits on, from county records.1.06
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 400 ft²Porch · 292 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Merritt Brown Middle SchoolC
Middle · Grades 6–8 · 3.9 mi
E
Tommy Smith Elementary SchoolC-
Elementary · Grades PK–5 · 4.0 mi
H
A Crawford Mosley High SchoolB
High · Grades 9–12 · 8.4 mi

District: Bay County School District

Neighborhood · ZIP 32404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.43,338
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,101
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,878
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6441 Waverly St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Bay County
  • Costs less per square foot than 87% of homes in Bay County
  • Smaller than 82% of homes in Panama City 32404
  • Has a bigger lot than 92% of homes in Bay County
  • Older than 71% of homes in Panama City 32404

What homes are worth in Panama City 32404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$595K

This home is worth more than 10% of homes in Panama City 32404.

How it measures up in Panama City 32404

The dot is this home. The mark in the middle is the typical home in Panama City 32404.

Estimated value$174,763
CheaperTypical $275,941Pricier

Pricier than 10% of homes nearby

Price per ft²$143
CheaperTypical $165Pricier

Pricier than 24% of homes nearby

Living area1,224 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 18% of homes nearby

Lot size1.06 ac
SmallerTypical 0.26 acBigger

Bigger than 89% of homes nearby

Year built1982
OlderTypical 1994Newer

Newer than 29% of homes nearby

How 6441 Waverly St ranks against every home in each area.
MeasureThis homePanama City 32404Bay County
Estimated valuepricier than$174,76310% of homes9% of homes
Price per ft²pricier than$14324% of homes13% of homes
Living areabigger than1,224 ft²18% of homes32% of homes
Lot sizebigger than1.06 ac89% of homes92% of homes
Year builtnewer than198229% of homes29% of homes

About 6441 Waverly St

How much is 6441 Waverly St, Panama City, FL worth?

The TopHap Estimate for 6441 Waverly St, Panama City, FL is $174,763 as of Sep 24, 2026. The likely range is $161,975 to $187,551. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6441 Waverly St, Panama City, FL last sell?

6441 Waverly St, Panama City, FL last sold on Oct 7, 2024 for $170,000, according to the county's recorded deed.

How big is 6441 Waverly St, Panama City, FL?

6441 Waverly St, Panama City, FL has 3 bedrooms, 2 bathrooms, 1,224 square feet of living space and a 1.06-acre lot.

When was 6441 Waverly St, Panama City, FL built?

6441 Waverly St, Panama City, FL was built in 1982, making it 44 years old. The building has 1 story.

What schools serve 6441 Waverly St, Panama City, FL?

6441 Waverly St, Panama City, FL is assigned to Merritt Brown Middle School (middle), rated C; Tommy Smith Elementary School (elementary), rated C-; A Crawford Mosley High School (high), rated B. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6441 Waverly St, Panama City, FL compare to other homes in Panama City 32404?

Among the 16,153 homes in Panama City 32404, it is worth more than 10% of them ($174,763 against a typical $275,941), its price per square foot is higher than 24% of them ($143 against a typical $165), it is bigger than 18% of them (1,224 ft² against a typical 1,632 ft²), its lot is bigger than 89% of them (1.06 ac against a typical 0.26 ac) and it is newer than 29% of them (1982 against a typical 1994). Measured against all of Bay County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6441 Waverly St, Panama City, FL?

The 2024 property tax bill for 6441 Waverly St, Panama City, FL was $464. The county assessed it at $83,570.

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