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Single Family ResidenceResidential
$314,574
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $230,000 on Nov 15, 2021

32 RIVER RD

GILL, MA 01354
0
Baths
1.1 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$315K
$293K low$337K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$230,000 · Nov 15, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$96,074
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$76,859
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$218,500
GREENFIELD SAVINGS BANK · P · recorded Nov 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,301 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$293,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$238,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$293,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.1.10
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gill Elementary SchoolA-
Elementary · Grades KG–6 · 0.9 mi
H
Turners Fall High SchoolD
High · Grades 9–12 · 4.1 mi
M
Great Falls Middle SchoolC
Middle · Grades 6–8 · 4.1 mi

District: Gill-Montague School District

Neighborhood · ZIP 01354These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,665
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,690
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,003
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

32 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Gill 01354
  • Has a smaller lot than 71% of homes in Gill 01354

What homes are worth in Gill 01354

Each bar is how many homes fall in that price range. The marker is this home.

This home
$151K$743K

This home is worth more than 31% of homes in Gill 01354.

How it measures up in Gill 01354

The dot is this home. The mark in the middle is the typical home in Gill 01354.

Estimated value$314,574
CheaperTypical $359,162Pricier

Pricier than 31% of homes nearby

Lot size1.1 ac
SmallerTypical 2.13 acBigger

Bigger than 29% of homes nearby

How 32 River Rd ranks against every home in each area.
MeasureThis homeGill 01354Franklin County
Estimated valuepricier than$314,57431% of homes34% of homes
Lot sizebigger than1.1 ac29% of homes54% of homes

About 32 River Rd

How much is 32 River Rd, Gill, MA worth?

The TopHap Estimate for 32 River Rd, Gill, MA is $314,574 as of Jul 14, 2026. The likely range is $292,539 to $336,609. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 32 River Rd, Gill, MA last sell?

32 River Rd, Gill, MA last sold on Nov 15, 2021 for $230,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 32 River Rd, Gill, MA?

32 River Rd, Gill, MA is assigned to Gill Elementary School (elementary), rated A-; Turners Fall High School (high), rated D; Great Falls Middle School (middle), rated C. All sit in Gill-Montague School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 32 River Rd, Gill, MA compare to other homes in Gill 01354?

Among the 566 homes in Gill 01354, it is worth more than 31% of them ($314,574 against a typical $359,162) and its lot is bigger than 29% of them (1.1 ac against a typical 2.13 ac). Measured against all of Franklin County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 32 River Rd, Gill, MA?

The 2025 property tax bill for 32 River Rd, Gill, MA was $4,301. The county assessed it at $293,400.

Closest homes

More homes in Gill 01354

Assigned schools

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See this home in context

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